Mortgage lending in Union County, Indiana

Lenders in Union County, Indiana reported 259 mortgage applications for 2025, according to the CFPB.

259 mortgage applications and 160 loans originated in 2025; the denial rate was 19.6% of 214 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Union County, IN.

259
Applications: 160
Loans originated: 19.6%
Denial rate: 42 denied of 214 applications decided.

Every year

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Mortgage applications and loans originated in Union County, Indiana, by year
Year	Applications	Originated	Denied
2025	259	160	42
2024	234	155	38
2023	236	165	37
2022	287	187	45
2021	413	294	49
2020	347	245	46
2019	255	172	40
2018	231	162	45

The largest lenders here

Lenders in Union County, Indiana by loans originated, 2025
Lender	Originated	Applications
The Bath State Bank	37	38
First Merchants Bank	18	32
Three Rivers Federal Crediit U	11	17
Rocket Mortgage	10	14
Newrez LLC	7	17
Mortgage Research Center	6	11
First Financial Bank	5	6
Somerville Bank	4	5
American Pacific Mortgage Corporation	4	8
FCN Bank	4	4
Primelending	3	4
Coastal Community Bank	3	6
United Wholesale Mortgage	3	4
JPMorgan Chase Bank, NA	3	4
Fifth Third Bank, National Association	3	8
Polaris Home Funding Corp.	2	3
Union Savings and Loan Association	2	2
Ruoff Mortgage Company	2	2
Bayshore Mortgage Funding	2	2
Cardinal Financial Company, Li	2	2
Pennymac Loan Services LLC	2	3
Greenville National Bank	1	1
Figure Lending LLC	1	4
Vanderbilt Mortgage and Finance, Inc	1	2
Planet Home Lending, LLC	1	1

Applications by race, ethnicity and sex, 2025

By race, Union County, Indiana: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
White	236	19.3% of 197 decided
Joint	under 10
Race Not Available	20	no rate: base under 50

By ethnicity, Union County, Indiana: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	229	19.4% of 191 decided
Joint	under 10
Ethnicity Not Available	23	no rate: base under 50

By sex, Union County, Indiana: applications and denial rate
Category	Applications	Denial rate
Male	89	25.0% of 72 decided
Female	51	no rate: base under 50
Joint	105	10.9% of 92 decided
Sex Not Available	14	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2146 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026