Mortgage lending in Owen County, Indiana
Lenders in Owen County, Indiana reported 896 mortgage applications for 2025, according to the CFPB.
896 mortgage applications and 511 loans originated in 2025; the denial rate was 24.0% of 736 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Owen County, IN HUD Metro FMR Area.
- 896
- Applications
- 511
- Loans originated
- 24.0%
- Denial rate
- 177 denied of 736 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 896 | 511 |
| 2024 | 794 | 490 |
| 2023 | 787 | 470 |
| 2022 | 1,021 | 603 |
| 2021 | 1,290 | 822 |
| 2020 | 1,215 | 766 |
| 2019 | 961 | 576 |
| 2018 | 869 | 517 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Owen County State Bank | 39 | 71 |
| Ruoff Mortgage Company | 36 | 60 |
| Rocket Mortgage | 34 | 49 |
| Indiana University CU | 25 | 43 |
| Mortgage Research Center | 19 | 30 |
| The Poples State Bank | 17 | 20 |
| Crane Credit Union | 16 | 28 |
| United Wholesale Mortgage | 15 | 24 |
| First National Bank | 12 | 17 |
| GVC Mortgage, Inc. | 12 | 14 |
| Fairway Independent Mort Corp | 12 | 13 |
| Pennymac Loan Services LLC | 12 | 18 |
| loanDepot.com LLC | 11 | 19 |
| Farm Credit Mid-America, Aca | 10 | 10 |
| Old National Bank | 9 | 16 |
| Baxter Credit Union | 9 | 11 |
| German American Bank | 8 | 14 |
| First Financial Bank NA | 8 | 17 |
| Freedom Mortgage Corporation | 8 | 22 |
| Nationstar Mortgage | 7 | 10 |
| First Financial Bank | 7 | 9 |
| Riddell National Bank | 6 | 6 |
| North Salem State Bank | 6 | 7 |
| New American Funding, LLC. | 6 | 9 |
| CMG Mortgage Inc | 6 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 775 | 24.9% of 648 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 95 | 18.6% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 12 | no rate: base under 50 |
| Not Hispanic or Latino | 781 | 24.9% of 648 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 93 | 19.7% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 333 | 24.6% of 272 decided |
| Female | 176 | 30.7% of 150 decided |
| Joint | 326 | 19.6% of 270 decided |
| Sex Not Available | 61 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1554 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved