Mortgage lending in Fayette County, Indiana
Lenders in Fayette County, Indiana reported 890 mortgage applications for 2025, according to the CFPB.
890 mortgage applications and 536 loans originated in 2025; the denial rate was 23.4% of 739 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fayette County, IN.
- 890
- Applications
- 536
- Loans originated
- 23.4%
- Denial rate
- 173 denied of 739 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 890 | 536 |
| 2024 | 830 | 495 |
| 2023 | 731 | 463 |
| 2022 | 995 | 643 |
| 2021 | 1,193 | 769 |
| 2020 | 997 | 623 |
| 2019 | 756 | 443 |
| 2018 | 756 | 441 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Financial Bank | 71 | 123 |
| Union Savings and Loan Association | 68 | 88 |
| American Pacific Mortgage Corporation | 38 | 49 |
| Newrez LLC | 27 | 40 |
| Rocket Mortgage | 25 | 34 |
| First Merchants Bank | 23 | 35 |
| Fifth Third Bank, National Association | 22 | 53 |
| FCN Bank | 21 | 27 |
| The Bath State Bank | 17 | 17 |
| US Bank, N.A. | 15 | 24 |
| Mortgage Research Center | 14 | 22 |
| Pennymac Loan Services LLC | 11 | 13 |
| United Wholesale Mortgage | 10 | 12 |
| Polaris Home Funding Corp. | 8 | 8 |
| Freedom Mortgage Corporation | 8 | 12 |
| Union Home Mortgage Corp. | 8 | 10 |
| First Bank Richmond | 7 | 8 |
| myCUmortgage | 6 | 12 |
| loanDepot.com LLC | 6 | 12 |
| New American Funding, LLC. | 6 | 17 |
| Primelending | 5 | 5 |
| GVC Mortgage, Inc. | 5 | 8 |
| Three Rivers Federal Crediit U | 5 | 9 |
| American Financial Resources LLC | 4 | 4 |
| Lakeview Loan Servicing, LLC | 4 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| White | 773 | 22.8% of 645 decided |
| Joint | under 10 | |
| Race Not Available | 98 | 28.4% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 771 | 23.4% of 642 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 106 | 23.3% of 86 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 365 | 21.8% of 294 decided |
| Female | 207 | 24.1% of 170 decided |
| Joint | 259 | 24.9% of 225 decided |
| Sex Not Available | 59 | 24.0% of 50 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2333 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved