Mortgage lending in Dearborn County, Indiana
Lenders in Dearborn County, Indiana reported 2,339 mortgage applications for 2025, according to the CFPB.
2,339 mortgage applications and 1,477 loans originated in 2025; the denial rate was 20.0% of 1,926 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cincinnati, OH-KY-IN HUD Metro FMR Area.
- 2,339
- Applications
- 1,477
- Loans originated
- 20.0%
- Denial rate
- 385 denied of 1,926 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,339 | 1,477 |
| 2024 | 1,889 | 1,198 |
| 2023 | 1,846 | 1,213 |
| 2022 | 2,569 | 1,712 |
| 2021 | 4,117 | 2,802 |
| 2020 | 3,885 | 2,612 |
| 2019 | 2,554 | 1,637 |
| 2018 | 2,352 | 1,461 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Civista Bank | 191 | 253 |
| American Pacific Mortgage Corporation | 125 | 162 |
| First Financial Bank | 115 | 185 |
| Fifth Third Bank, National Association | 99 | 170 |
| Union Home Mortgage Corp. | 71 | 95 |
| Rocket Mortgage | 69 | 88 |
| US Bank, N.A. | 57 | 105 |
| United Wholesale Mortgage | 45 | 63 |
| FCN Bank | 45 | 55 |
| The Friendship State Bank | 42 | 59 |
| Guardian Savings Bank | 29 | 33 |
| Fairway Independent Mort Corp | 29 | 37 |
| Hoosier Hills Credit Union | 23 | 32 |
| Huntington National Bank | 21 | 32 |
| Kemba Credit Union | 21 | 29 |
| Mortgage Research Center | 19 | 43 |
| Carrington Mortgage Services LLC | 19 | 41 |
| Union Savings Bank | 18 | 20 |
| General Electric Credit Union | 17 | 25 |
| Freedom Mortgage Corporation | 15 | 35 |
| Crosscountry Mortgage, LLC | 15 | 26 |
| Superior Credit Union, Inc. | 12 | 14 |
| loanDepot.com LLC | 11 | 19 |
| The Harrison Building & Loan | 11 | 12 |
| PNC Bank N.A. | 11 | 21 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 15 | no rate: base under 50 |
| White | 2,038 | 19.1% of 1,697 decided |
| 2 or more minority races | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 245 | 29.3% of 181 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 25 | no rate: base under 50 |
| Not Hispanic or Latino | 2,013 | 18.8% of 1,677 decided |
| Joint | 26 | no rate: base under 50 |
| Ethnicity Not Available | 275 | 27.1% of 218 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 833 | 22.0% of 667 decided |
| Female | 426 | 25.2% of 361 decided |
| Joint | 917 | 14.2% of 775 decided |
| Sex Not Available | 163 | 30.1% of 123 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1242 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved