Mortgage lending in DeKalb County, Indiana
Lenders in DeKalb County, Indiana reported 1,980 mortgage applications for 2025, according to the CFPB.
1,980 mortgage applications and 1,262 loans originated in 2025; the denial rate was 19.2% of 1,668 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: DeKalb County, IN.
- 1,980
- Applications
- 1,262
- Loans originated
- 19.2%
- Denial rate
- 320 denied of 1,668 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,980 | 1,262 |
| 2024 | 1,828 | 1,180 |
| 2023 | 1,604 | 1,014 |
| 2022 | 2,252 | 1,359 |
| 2021 | 2,998 | 2,070 |
| 2020 | 2,968 | 2,076 |
| 2019 | 1,977 | 1,364 |
| 2018 | 1,685 | 1,137 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Three Rivers Federal Crediit U | 118 | 171 |
| Ruoff Mortgage Company | 116 | 152 |
| Profed Federal Credit Union | 74 | 104 |
| Rocket Mortgage | 67 | 97 |
| GVC Mortgage, Inc. | 60 | 89 |
| Garrett State Bank | 44 | 58 |
| Horizon Bank | 41 | 51 |
| Fairway Independent Mort Corp | 35 | 43 |
| United Wholesale Mortgage | 32 | 48 |
| Lake City Bank | 30 | 33 |
| PNC Bank N.A. | 30 | 49 |
| Fifth Third Bank, National Association | 29 | 41 |
| Fort Financial Credit Union | 28 | 44 |
| VanDyk Mortgage Corporation | 26 | 29 |
| Beacon Credit Union | 23 | 42 |
| Mortgage Research Center | 22 | 28 |
| The Farmers & Merchants State Bank | 21 | 25 |
| MidWest America Federal Credit Union | 20 | 24 |
| loanDepot.com LLC | 20 | 31 |
| Union Savings Bank | 18 | 22 |
| First Merchants Bank | 18 | 29 |
| The State Bank & Trust Company | 17 | 20 |
| Freedom Mortgage Corporation | 14 | 35 |
| Everwise Credit Union | 14 | 19 |
| Polaris Home Funding Corp. | 13 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 15 | no rate: base under 50 |
| White | 1,728 | 17.5% of 1,472 decided |
| 2 or more minority races | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 195 | 29.0% of 148 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 43 | no rate: base under 50 |
| Not Hispanic or Latino | 1,694 | 17.5% of 1,434 decided |
| Joint | 32 | no rate: base under 50 |
| Ethnicity Not Available | 211 | 28.1% of 167 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 751 | 20.8% of 633 decided |
| Female | 379 | 21.6% of 315 decided |
| Joint | 750 | 15.9% of 643 decided |
| Sex Not Available | 100 | 23.4% of 77 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1553 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved