Mortgage lending in Benton County, Indiana
Lenders in Benton County, Indiana reported 382 mortgage applications for 2025, according to the CFPB.
382 mortgage applications and 244 loans originated in 2025; the denial rate was 21.8% of 330 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Lafayette-West Lafayette, IN HUD Metro FMR Area.
- 382
- Applications
- 244
- Loans originated
- 21.8%
- Denial rate
- 72 denied of 330 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 382 | 244 |
| 2024 | 304 | 192 |
| 2023 | 285 | 182 |
| 2022 | 412 | 255 |
| 2021 | 461 | 301 |
| 2020 | 407 | 263 |
| 2019 | 294 | 206 |
| 2018 | 286 | 172 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Purdue Federal Cu | 19 | 23 |
| CMG Mortgage Inc | 18 | 22 |
| Ruoff Mortgage Company | 17 | 19 |
| Fair Way Lending, LLC | 15 | 17 |
| First Merchants Bank | 11 | 20 |
| Industrial Federal C. U. | 10 | 11 |
| United Wholesale Mortgage | 8 | 9 |
| Gold Star Mortgage Financial Group, Corporation | 7 | 7 |
| The Farmers & Merchants Bank | 7 | 8 |
| First Financial Bank | 7 | 10 |
| Centier Bank | 6 | 10 |
| Guild Mortgage Company | 5 | 9 |
| Rocket Mortgage | 5 | 10 |
| JPMorgan Chase Bank, NA | 5 | 7 |
| Fifth Third Bank, National Association | 5 | 16 |
| Huntington National Bank | 4 | 9 |
| Farm Credit Mid-America, Aca | 4 | 4 |
| The Fountain Trust Company | 4 | 5 |
| Newrez LLC | 4 | 7 |
| Prosperity Home Mortgage, LLC | 3 | 5 |
| American Financial Network, Inc. | 3 | 4 |
| MLD Mortgage, Inc.dba the Money Store | 3 | 3 |
| Old National Bank | 3 | 4 |
| Stockton Mortgage Corporation | 3 | 3 |
| Alliance Bank | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 338 | 21.4% of 290 decided |
| Joint | under 10 | |
| Race Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 324 | 22.2% of 279 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 156 | 17.8% of 129 decided |
| Female | 75 | 44.6% of 65 decided |
| Joint | 130 | 15.4% of 117 decided |
| Sex Not Available | 21 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1725 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved