Mortgage lending in Johnson County, Indiana
Lenders in Johnson County, Indiana reported 9,124 mortgage applications for 2025, according to the CFPB.
9,124 mortgage applications and 5,648 loans originated in 2025; the denial rate was 20.0% of 7,427 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Indianapolis-Carmel, IN HUD Metro FMR Area.
- 9,124
- Applications
- 5,648
- Loans originated
- 20.0%
- Denial rate
- 1,482 denied of 7,427 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 9,124 | 5,648 |
| 2024 | 8,331 | 5,123 |
| 2023 | 7,283 | 4,471 |
| 2022 | 10,050 | 6,417 |
| 2021 | 15,499 | 10,700 |
| 2020 | 15,958 | 11,084 |
| 2019 | 10,703 | 7,148 |
| 2018 | 8,767 | 5,655 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lennar Mortgage, LLC | 281 | 482 |
| Rocket Mortgage | 276 | 368 |
| GVC Mortgage, Inc. | 240 | 299 |
| Indiana Members Credit Union | 213 | 318 |
| United Wholesale Mortgage | 211 | 287 |
| Fifth Third Bank, National Association | 204 | 358 |
| Vanderbilt Mortgage and Finance, Inc | 203 | 255 |
| Fairway Independent Mort Corp | 155 | 199 |
| Huntington National Bank | 154 | 261 |
| Union Savings Bank | 124 | 150 |
| FORUM Credit Union | 119 | 178 |
| Freedom Mortgage Corporation | 117 | 219 |
| Horizon Bank | 117 | 171 |
| Crosscountry Mortgage, LLC | 116 | 178 |
| Ruoff Mortgage Company | 111 | 142 |
| First Financial Bank | 107 | 164 |
| Newrez LLC | 100 | 214 |
| DHI Mortgage Company, LTD. | 93 | 153 |
| NVR Mortgage Finance, Inc. | 89 | 124 |
| Centra Credit Union | 87 | 126 |
| M/I Financial. LLC | 82 | 94 |
| Elements Financial Federal Cre | 76 | 102 |
| PNC Bank N.A. | 76 | 140 |
| Mortgage Research Center | 74 | 159 |
| JPMorgan Chase Bank, NA | 73 | 110 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 40 | no rate: base under 50 |
| Asian | 892 | 29.3% of 677 decided |
| Black or African American | 221 | 33.9% of 189 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 6,711 | 17.3% of 5,583 decided |
| 2 or more minority races | 20 | no rate: base under 50 |
| Joint | 123 | 15.0% of 100 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,107 | 27.1% of 828 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 278 | 27.5% of 211 decided |
| Not Hispanic or Latino | 7,658 | 19.3% of 6,326 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,014 | 23.2% of 750 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,375 | 22.3% of 2,687 decided |
| Female | 1,869 | 25.2% of 1,545 decided |
| Joint | 3,365 | 14.5% of 2,830 decided |
| Sex Not Available | 515 | 22.7% of 365 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 680 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved