Mortgage lending in Starke County, Indiana
Lenders in Starke County, Indiana reported 1,014 mortgage applications for 2025, according to the CFPB.
1,014 mortgage applications and 616 loans originated in 2025; the denial rate was 20.3% of 829 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Starke County, IN.
- 1,014
- Applications
- 616
- Loans originated
- 20.3%
- Denial rate
- 168 denied of 829 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,014 | 616 |
| 2024 | 921 | 562 |
| 2023 | 855 | 542 |
| 2022 | 1,075 | 672 |
| 2021 | 1,499 | 970 |
| 2020 | 1,323 | 863 |
| 2019 | 912 | 566 |
| 2018 | 829 | 507 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 56 | 78 |
| 1ST Source Bank | 53 | 88 |
| Ruoff Mortgage Company | 50 | 69 |
| First Farmers Bank & Trust | 35 | 52 |
| Everwise Credit Union | 31 | 46 |
| Freedom Mortgage Corporation | 19 | 36 |
| First Federal Savings Bank | 19 | 22 |
| Centier Bank | 18 | 28 |
| Cardinal Financial Company, Li | 17 | 20 |
| Union Home Mortgage Corp. | 16 | 26 |
| American Financial Network, Inc. | 14 | 22 |
| Fifth Third Bank, National Association | 14 | 24 |
| JPMorgan Chase Bank, NA | 13 | 17 |
| United Wholesale Mortgage | 12 | 18 |
| Tech Credit Union | 11 | 11 |
| Crosscountry Mortgage, LLC | 11 | 19 |
| Newrez LLC | 10 | 27 |
| Keybank National Association | 10 | 16 |
| Horizon Bank | 10 | 13 |
| Diamond Residential MTG Corp | 9 | 12 |
| Mortgage Research Center | 8 | 15 |
| Fairway Independent Mort Corp | 7 | 9 |
| Carrington Mortgage Services LLC | 6 | 10 |
| Pennymac Loan Services LLC | 6 | 7 |
| loanDepot.com LLC | 5 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 881 | 19.1% of 738 decided |
| Joint | under 10 | |
| Race Not Available | 114 | 29.9% of 77 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 34 | no rate: base under 50 |
| Not Hispanic or Latino | 840 | 19.0% of 706 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 120 | 30.9% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 442 | 21.2% of 368 decided |
| Female | 179 | 19.5% of 149 decided |
| Joint | 329 | 16.2% of 266 decided |
| Sex Not Available | 64 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1955 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved