Mortgage lending in Whitley County, Indiana
Lenders in Whitley County, Indiana reported 1,510 mortgage applications for 2025, according to the CFPB.
1,510 mortgage applications and 1,014 loans originated in 2025; the denial rate was 17.0% of 1,300 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fort Wayne, IN HUD Metro FMR Area.
- 1,510
- Applications
- 1,014
- Loans originated
- 17.0%
- Denial rate
- 221 denied of 1,300 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,510 | 1,014 |
| 2024 | 1,422 | 959 |
| 2023 | 1,261 | 823 |
| 2022 | 1,771 | 1,228 |
| 2021 | 2,646 | 1,871 |
| 2020 | 2,565 | 1,837 |
| 2019 | 1,772 | 1,228 |
| 2018 | 1,562 | 1,034 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Three Rivers Federal Crediit U | 123 | 154 |
| Ruoff Mortgage Company | 95 | 118 |
| Star Financial Bank | 51 | 69 |
| Lake City Bank | 47 | 66 |
| MidWest America Federal Credit Union | 45 | 53 |
| GVC Mortgage, Inc. | 40 | 52 |
| Profed Federal Credit Union | 40 | 62 |
| Rocket Mortgage | 39 | 55 |
| Fifth Third Bank, National Association | 32 | 51 |
| JPMorgan Chase Bank, NA | 25 | 40 |
| 1ST Source Bank | 25 | 39 |
| Fairway Independent Mort Corp | 23 | 27 |
| United Wholesale Mortgage | 22 | 33 |
| Horizon Bank | 21 | 31 |
| Farmers and Merchants Bank | 18 | 20 |
| Fort Financial Credit Union | 16 | 21 |
| Crossroads Bank | 16 | 18 |
| Everwise Credit Union | 15 | 19 |
| Union Savings Bank | 12 | 15 |
| PNC Bank N.A. | 12 | 25 |
| Pennymac Loan Services LLC | 12 | 18 |
| Freedom Mortgage Corporation | 10 | 26 |
| V.i.p. Mortgage, Inc. | 10 | 14 |
| Carrington Mortgage Services LLC | 10 | 25 |
| Union Home Mortgage Corp. | 10 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,357 | 16.3% of 1,185 decided |
| 2 or more minority races | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 115 | 25.0% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 32 | no rate: base under 50 |
| Not Hispanic or Latino | 1,343 | 15.8% of 1,174 decided |
| Joint | withheld | |
| Ethnicity Not Available | 119 | 22.8% of 92 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 531 | 18.0% of 444 decided |
| Female | 271 | 24.8% of 238 decided |
| Joint | 640 | 12.3% of 567 decided |
| Sex Not Available | 68 | 23.5% of 51 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1736 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved