Mortgage lending in Clark County, Indiana
Lenders in Clark County, Indiana reported 6,410 mortgage applications for 2025, according to the CFPB.
6,410 mortgage applications and 4,081 loans originated in 2025; the denial rate was 18.0% of 5,239 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Louisville, KY-IN HUD Metro FMR Area.
- 6,410
- Applications
- 4,081
- Loans originated
- 18.0%
- Denial rate
- 945 denied of 5,239 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,410 | 4,081 |
| 2024 | 5,603 | 3,593 |
| 2023 | 5,056 | 3,276 |
| 2022 | 6,771 | 4,360 |
| 2021 | 10,184 | 6,880 |
| 2020 | 9,744 | 6,639 |
| 2019 | 6,628 | 4,287 |
| 2018 | 5,730 | 3,666 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 351 | 454 |
| United Wholesale Mortgage | 289 | 351 |
| Centra Credit Union | 251 | 338 |
| Stock Yards Bank & Trust Company | 135 | 191 |
| Freedom Mortgage Corporation | 127 | 232 |
| PNC Bank N.A. | 127 | 175 |
| German American Bank | 126 | 177 |
| Republic Bank & Trust | 105 | 136 |
| Fifth Third Bank, National Association | 88 | 189 |
| L&N Federal Credit Union | 82 | 108 |
| First Savings Bank | 82 | 103 |
| Magnolia Bank | 72 | 88 |
| The New Washington State Bank | 66 | 79 |
| JPMorgan Chase Bank, NA | 64 | 91 |
| Northpointe Bank | 63 | 88 |
| Pennymac Loan Services LLC | 59 | 112 |
| First Harrison Bank | 56 | 72 |
| First Financial Bank | 56 | 79 |
| Kind Lending, LLC | 55 | 80 |
| Mortgage Research Center | 51 | 112 |
| AmeriHome Mortgage Company, LLC | 50 | 68 |
| The Loan Store, Inc | 48 | 68 |
| Wesbanco Bank, Inc. | 48 | 71 |
| Fairway Independent Mort Corp | 45 | 67 |
| Pike Creek Mortgage Services, Inc. | 44 | 60 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 26 | no rate: base under 50 |
| Asian | 107 | 27.0% of 89 decided |
| Black or African American | 371 | 26.4% of 299 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,891 | 16.8% of 4,040 decided |
| 2 or more minority races | under 10 | |
| Joint | 116 | 18.9% of 95 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 881 | 18.9% of 681 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 331 | 21.4% of 276 decided |
| Not Hispanic or Latino | 5,115 | 17.2% of 4,212 decided |
| Joint | 102 | 22.6% of 84 decided |
| Ethnicity Not Available | 862 | 21.6% of 667 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,288 | 18.4% of 1,852 decided |
| Female | 1,555 | 22.2% of 1,263 decided |
| Joint | 2,017 | 14.1% of 1,696 decided |
| Sex Not Available | 550 | 19.9% of 428 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1124 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved