Mortgage lending in Adams County, Indiana
Lenders in Adams County, Indiana reported 1,306 mortgage applications for 2025, according to the CFPB.
1,306 mortgage applications and 950 loans originated in 2025; the denial rate was 14.3% of 1,153 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Adams County, IN.
- 1,306
- Applications
- 950
- Loans originated
- 14.3%
- Denial rate
- 165 denied of 1,153 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,306 | 950 |
| 2024 | 1,086 | 775 |
| 2023 | 940 | 649 |
| 2022 | 1,257 | 905 |
| 2021 | 1,497 | 1,119 |
| 2020 | 1,798 | 1,313 |
| 2019 | 1,155 | 804 |
| 2018 | 1,036 | 704 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Farmers & Merchants State Bank | 198 | 242 |
| First Bank of Berne | 193 | 218 |
| Ruoff Mortgage Company | 69 | 82 |
| First Merchants Bank | 66 | 86 |
| MidWest America Federal Credit Union | 62 | 77 |
| Fifth Third Bank, National Association | 48 | 68 |
| Profed Federal Credit Union | 40 | 61 |
| Three Rivers Federal Crediit U | 39 | 58 |
| Rocket Mortgage | 24 | 28 |
| GreenWay Bank | 16 | 16 |
| Freedom Mortgage Corporation | 9 | 14 |
| Fairway Independent Mort Corp | 9 | 13 |
| Polaris Home Funding Corp. | 8 | 8 |
| GVC Mortgage, Inc. | 8 | 16 |
| Mortgage Research Center | 8 | 14 |
| Stockton Mortgage Corporation | 8 | 15 |
| Flagstar Bank NA | 7 | 19 |
| Farm Credit Mid-America, Aca | 6 | 7 |
| United Wholesale Mortgage | 6 | 13 |
| Usaa Federal Savings Bank | 6 | 7 |
| Figure Lending LLC | 5 | 10 |
| Union Savings Bank | 5 | 5 |
| PNC Bank N.A. | 5 | 7 |
| First Financial Bank | 5 | 6 |
| Newrez LLC | 4 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,206 | 13.5% of 1,069 decided |
| Joint | 12 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 76 | 30.3% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 1,161 | 13.2% of 1,032 decided |
| Joint | 27 | no rate: base under 50 |
| Ethnicity Not Available | 87 | 27.6% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 380 | 19.8% of 319 decided |
| Female | 212 | 18.8% of 176 decided |
| Joint | 664 | 9.3% of 614 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2533 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved