Mortgage lending in Boone County, Indiana
Lenders in Boone County, Indiana reported 4,242 mortgage applications for 2025, according to the CFPB.
4,242 mortgage applications and 2,804 loans originated in 2025; the denial rate was 16.0% of 3,450 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Indianapolis-Carmel, IN HUD Metro FMR Area.
- 4,242
- Applications
- 2,804
- Loans originated
- 16.0%
- Denial rate
- 552 denied of 3,450 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,242 | 2,804 |
| 2024 | 3,799 | 2,568 |
| 2023 | 3,566 | 2,393 |
| 2022 | 4,660 | 3,110 |
| 2021 | 7,091 | 5,073 |
| 2020 | 7,977 | 5,799 |
| 2019 | 4,699 | 3,256 |
| 2018 | 3,833 | 2,578 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Pulte Mortgage LLC | 169 | 226 |
| Rocket Mortgage | 117 | 157 |
| Huntington National Bank | 109 | 170 |
| United Wholesale Mortgage | 108 | 141 |
| NVR Mortgage Finance, Inc. | 107 | 146 |
| PNC Bank N.A. | 84 | 121 |
| DHI Mortgage Company, LTD. | 81 | 116 |
| Indiana Members Credit Union | 79 | 112 |
| Lennar Mortgage, LLC | 75 | 98 |
| GVC Mortgage, Inc. | 72 | 94 |
| Fairway Independent Mort Corp | 67 | 79 |
| Union Savings Bank | 53 | 63 |
| Fifth Third Bank, National Association | 52 | 95 |
| Elements Financial Federal Cre | 51 | 71 |
| The Farmers Bank | 48 | 60 |
| MJW Financial LLC Dba MJW Mortgage | 46 | 68 |
| Ruoff Mortgage Company | 44 | 54 |
| JPMorgan Chase Bank, NA | 44 | 81 |
| Crosscountry Mortgage, LLC | 42 | 56 |
| Union Home Mortgage Corp. | 41 | 49 |
| The National Bank of Indianapolis | 40 | 51 |
| FORUM Credit Union | 39 | 57 |
| Old National Bank | 34 | 52 |
| The Home National Bank of Thorntown | 34 | 35 |
| loanDepot.com LLC | 33 | 41 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | 289 | 19.0% of 221 decided |
| Black or African American | 166 | 32.6% of 138 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,142 | 14.1% of 2,590 decided |
| 2 or more minority races | under 10 | |
| Joint | 76 | 14.5% of 62 decided |
| Race Not Available | 542 | 18.9% of 417 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 195 | 29.9% of 154 decided |
| Not Hispanic or Latino | 3,441 | 15.2% of 2,823 decided |
| Joint | withheld | |
| Ethnicity Not Available | 528 | 17.0% of 406 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,439 | 19.0% of 1,152 decided |
| Female | 707 | 22.3% of 578 decided |
| Joint | 1,830 | 10.8% of 1,519 decided |
| Sex Not Available | 266 | 19.9% of 201 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 305 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved