Mortgage lending in Hamilton County, Indiana
Lenders in Hamilton County, Indiana reported 19,001 mortgage applications for 2025, according to the CFPB.
19,001 mortgage applications and 12,815 loans originated in 2025; the denial rate was 14.3% of 15,577 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Indianapolis-Carmel, IN HUD Metro FMR Area.
- 19,001
- Applications
- 12,815
- Loans originated
- 14.3%
- Denial rate
- 2,221 denied of 15,577 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 19,001 | 12,815 |
| 2024 | 17,313 | 11,491 |
| 2023 | 15,845 | 10,466 |
| 2022 | 22,509 | 14,933 |
| 2021 | 38,458 | 27,627 |
| 2020 | 44,250 | 31,961 |
| 2019 | 25,650 | 18,003 |
| 2018 | 20,339 | 13,745 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 653 | 844 |
| United Wholesale Mortgage | 540 | 690 |
| Huntington National Bank | 516 | 794 |
| Lennar Mortgage, LLC | 469 | 603 |
| Indiana Members Credit Union | 437 | 616 |
| Fairway Independent Mort Corp | 414 | 520 |
| FORUM Credit Union | 354 | 483 |
| Fifth Third Bank, National Association | 346 | 592 |
| Elements Financial Federal Cre | 308 | 408 |
| JPMorgan Chase Bank, NA | 293 | 439 |
| Union Savings Bank | 277 | 320 |
| Pulte Mortgage LLC | 272 | 378 |
| Crosscountry Mortgage, LLC | 262 | 374 |
| PNC Bank N.A. | 262 | 377 |
| GVC Mortgage, Inc. | 257 | 306 |
| Ruoff Mortgage Company | 245 | 312 |
| Vanderbilt Mortgage and Finance, Inc | 238 | 298 |
| MJW Financial LLC Dba MJW Mortgage | 235 | 310 |
| Union Home Mortgage Corp. | 207 | 241 |
| First Merchants Bank | 185 | 266 |
| BMO Harris Bank NA | 183 | 302 |
| The National Bank of Indianapolis | 163 | 182 |
| Horizon Bank | 157 | 196 |
| Newrez LLC | 153 | 392 |
| Old National Bank | 152 | 235 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 50 | no rate: base under 50 |
| Asian | 1,784 | 16.1% of 1,372 decided |
| Black or African American | 646 | 25.9% of 518 decided |
| Native Hawaiian or Other Pacific Islander | 14 | no rate: base under 50 |
| White | 13,558 | 12.6% of 11,366 decided |
| 2 or more minority races | 28 | no rate: base under 50 |
| Joint | 445 | 13.2% of 379 decided |
| Race Not Available | 2,476 | 19.4% of 1,867 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 752 | 21.0% of 596 decided |
| Not Hispanic or Latino | 15,433 | 13.3% of 12,802 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,442 | 18.4% of 1,866 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,315 | 17.2% of 5,135 decided |
| Female | 3,423 | 17.8% of 2,788 decided |
| Joint | 8,016 | 9.9% of 6,744 decided |
| Sex Not Available | 1,247 | 19.0% of 910 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 306 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved