Mortgage lending in Clay County, Indiana
Lenders in Clay County, Indiana reported 993 mortgage applications for 2025, according to the CFPB.
993 mortgage applications and 608 loans originated in 2025; the denial rate was 21.3% of 837 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Terre Haute, IN HUD Metro FMR Area.
- 993
- Applications
- 608
- Loans originated
- 21.3%
- Denial rate
- 178 denied of 837 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 993 | 608 |
| 2024 | 830 | 524 |
| 2023 | 788 | 518 |
| 2022 | 987 | 659 |
| 2021 | 1,324 | 930 |
| 2020 | 1,326 | 954 |
| 2019 | 849 | 567 |
| 2018 | 881 | 588 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Riddell National Bank | 102 | 110 |
| First Financial Bank NA | 93 | 135 |
| Ruoff Mortgage Company | 36 | 55 |
| Rocket Mortgage | 33 | 53 |
| Fairway Independent Mort Corp | 30 | 40 |
| Fifth Third Bank, National Association | 28 | 47 |
| GVC Mortgage, Inc. | 22 | 29 |
| The Hometown Savings Bank | 19 | 23 |
| First Farmers Bank & Trust | 19 | 34 |
| Wolfe Financial Inc | 14 | 19 |
| Mortgage Research Center | 14 | 31 |
| CMG Mortgage Inc | 12 | 16 |
| Freedom Mortgage Corporation | 12 | 28 |
| Crane Credit Union | 10 | 11 |
| Carrington Mortgage Services LLC | 8 | 23 |
| loanDepot.com LLC | 7 | 12 |
| Pennymac Loan Services LLC | 6 | 13 |
| Navy Federal Credit Union | 5 | 7 |
| United Wholesale Mortgage | 5 | 10 |
| Northwest Bank | 5 | 6 |
| First National Bank | 4 | 6 |
| Guild Mortgage Company | 4 | 4 |
| Old National Bank | 4 | 9 |
| New American Funding, LLC. | 4 | 8 |
| Newrez LLC | 4 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 896 | 20.9% of 765 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 69 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 902 | 21.0% of 772 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 75 | 25.9% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 376 | 27.9% of 319 decided |
| Female | 209 | 18.2% of 181 decided |
| Joint | 358 | 15.8% of 303 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2332 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved