Mortgage lending in Porter County, Indiana
Lenders in Porter County, Indiana reported 7,281 mortgage applications for 2025, according to the CFPB.
7,281 mortgage applications and 4,710 loans originated in 2025; the denial rate was 17.1% of 5,963 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gary, IN HUD Metro FMR Area.
- 7,281
- Applications
- 4,710
- Loans originated
- 17.1%
- Denial rate
- 1,019 denied of 5,963 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,281 | 4,710 |
| 2024 | 6,890 | 4,334 |
| 2023 | 5,912 | 3,728 |
| 2022 | 8,363 | 5,522 |
| 2021 | 13,895 | 9,672 |
| 2020 | 14,043 | 10,006 |
| 2019 | 9,123 | 6,210 |
| 2018 | 7,888 | 5,292 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Centier Bank | 410 | 560 |
| Rocket Mortgage | 320 | 403 |
| Horizon Bank | 224 | 304 |
| Tech Credit Union | 182 | 190 |
| Fifth Third Bank, National Association | 176 | 282 |
| Diamond Residential MTG Corp | 167 | 193 |
| JPMorgan Chase Bank, NA | 134 | 204 |
| 1ST Source Bank | 131 | 176 |
| United Wholesale Mortgage | 120 | 167 |
| Lennar Mortgage, LLC | 107 | 143 |
| Fairway Independent Mort Corp | 104 | 131 |
| Ixonia Bank | 101 | 127 |
| Union Home Mortgage Corp. | 94 | 109 |
| Guaranteed Rate, Inc. | 92 | 159 |
| Freedom Mortgage Corporation | 77 | 168 |
| Crosscountry Mortgage, LLC | 73 | 109 |
| Mortgage Research Center | 72 | 140 |
| DHI Mortgage Company, LTD. | 59 | 82 |
| Pennymac Loan Services LLC | 54 | 96 |
| Nationstar Mortgage | 51 | 69 |
| Gold Star Mortgage Financial Group, Corporation | 50 | 66 |
| First Community Mortgage, Inc. | 49 | 57 |
| Everwise Credit Union | 48 | 69 |
| Guild Mortgage Company | 46 | 62 |
| Newrez LLC | 43 | 110 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 39 | no rate: base under 50 |
| Asian | 106 | 19.1% of 84 decided |
| Black or African American | 265 | 27.5% of 200 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,685 | 15.5% of 4,735 decided |
| 2 or more minority races | under 10 | |
| Joint | 114 | 27.8% of 97 decided |
| Race Not Available | 1,063 | 21.9% of 813 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 577 | 22.4% of 478 decided |
| Not Hispanic or Latino | 5,475 | 16.1% of 4,534 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,012 | 19.3% of 777 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,873 | 17.8% of 2,327 decided |
| Female | 1,338 | 21.4% of 1,097 decided |
| Joint | 2,505 | 12.9% of 2,123 decided |
| Sex Not Available | 565 | 23.1% of 416 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 754 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved