Mortgage lending in Wabash County, Indiana
Lenders in Wabash County, Indiana reported 1,130 mortgage applications for 2025, according to the CFPB.
1,130 mortgage applications and 715 loans originated in 2025; the denial rate was 19.9% of 967 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wabash County, IN.
- 1,130
- Applications
- 715
- Loans originated
- 19.9%
- Denial rate
- 192 denied of 967 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,130 | 715 |
| 2024 | 953 | 636 |
| 2023 | 924 | 600 |
| 2022 | 1,248 | 851 |
| 2021 | 1,580 | 1,097 |
| 2020 | 1,648 | 1,188 |
| 2019 | 1,094 | 705 |
| 2018 | 840 | 569 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Ruoff Mortgage Company | 92 | 121 |
| Crossroads Bank | 84 | 97 |
| Beacon Credit Union | 81 | 95 |
| Rocket Mortgage | 41 | 58 |
| First Merchants Bank | 36 | 52 |
| First Farmers Bank & Trust | 30 | 45 |
| Newrez LLC | 22 | 42 |
| Lake City Bank | 22 | 27 |
| American Neighborhood Mortgage Acceptance Company | 14 | 18 |
| Mortgage Research Center | 12 | 24 |
| Goodleap, LLC | 10 | 19 |
| New American Funding, LLC. | 9 | 18 |
| Union Home Mortgage Corp. | 9 | 11 |
| First Federal Savings Bank | 9 | 10 |
| loanDepot.com LLC | 8 | 15 |
| Freedom Mortgage Corporation | 8 | 23 |
| Everwise Credit Union | 8 | 12 |
| GVC Mortgage, Inc. | 7 | 11 |
| United Wholesale Mortgage | 7 | 10 |
| Fairway Independent Mort Corp | 7 | 8 |
| Flagstar Bank NA | 7 | 26 |
| Three Rivers Federal Crediit U | 6 | 9 |
| PNC Bank N.A. | 6 | 9 |
| 1ST Source Bank | 6 | 8 |
| Fifth Third Bank, National Association | 6 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 987 | 16.9% of 856 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 110 | 44.0% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 971 | 17.0% of 841 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 119 | 41.1% of 90 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 424 | 19.8% of 359 decided |
| Female | 221 | 21.4% of 187 decided |
| Joint | 411 | 15.1% of 364 decided |
| Sex Not Available | 74 | 45.6% of 57 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2147 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved