Mortgage lending in Cass County, Indiana
Lenders in Cass County, Indiana reported 1,293 mortgage applications for 2025, according to the CFPB.
1,293 mortgage applications and 826 loans originated in 2025; the denial rate was 21.2% of 1,125 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cass County, IN.
- 1,293
- Applications
- 826
- Loans originated
- 21.2%
- Denial rate
- 239 denied of 1,125 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,293 | 826 |
| 2024 | 1,089 | 705 |
| 2023 | 985 | 589 |
| 2022 | 1,201 | 726 |
| 2021 | 1,518 | 974 |
| 2020 | 1,381 | 872 |
| 2019 | 929 | 579 |
| 2018 | 891 | 548 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Security Federal Savings Bank | 190 | 219 |
| Ruoff Mortgage Company | 90 | 108 |
| First Farmers Bank & Trust | 52 | 74 |
| Beacon Credit Union | 45 | 59 |
| Movement Mortgage, LLC | 35 | 44 |
| Rocket Mortgage | 35 | 57 |
| Horizon Bank | 28 | 48 |
| PNC Bank N.A. | 19 | 42 |
| United Wholesale Mortgage | 16 | 22 |
| Mortgage Research Center | 15 | 24 |
| Plaza Home Mortgage, Inc | 14 | 21 |
| First Merchants Bank | 13 | 17 |
| Carrington Mortgage Services LLC | 12 | 26 |
| Guild Mortgage Company | 10 | 13 |
| Industrial Federal C. U. | 9 | 10 |
| Freedom Mortgage Corporation | 9 | 20 |
| Solidarity Community Federal Credit Union | 8 | 10 |
| New American Funding, LLC. | 8 | 19 |
| Newrez LLC | 8 | 25 |
| loanDepot.com LLC | 7 | 25 |
| Luminate Bank | 7 | 8 |
| Pennymac Loan Services LLC | 7 | 15 |
| MJW Financial LLC Dba MJW Mortgage | 6 | 8 |
| Figure Lending LLC | 6 | 9 |
| Gold Star Mortgage Financial Group, Corporation | 6 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 35 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,081 | 19.7% of 946 decided |
| Joint | under 10 | |
| Race Not Available | 140 | 36.2% of 116 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 185 | 21.6% of 167 decided |
| Not Hispanic or Latino | 965 | 20.1% of 841 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 120 | 31.6% of 95 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 564 | 22.3% of 488 decided |
| Female | 319 | 24.7% of 287 decided |
| Joint | 346 | 14.1% of 299 decided |
| Sex Not Available | 64 | 33.3% of 51 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2534 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved