Mortgage lending in Blackford County, Indiana
Lenders in Blackford County, Indiana reported 401 mortgage applications for 2025, according to the CFPB.
401 mortgage applications and 218 loans originated in 2025; the denial rate was 27.8% of 327 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Blackford County, IN.
- 401
- Applications
- 218
- Loans originated
- 27.8%
- Denial rate
- 91 denied of 327 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 401 | 218 |
| 2024 | 352 | 214 |
| 2023 | 315 | 165 |
| 2022 | 378 | 216 |
| 2021 | 494 | 300 |
| 2020 | 407 | 255 |
| 2019 | 377 | 222 |
| 2018 | 345 | 180 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Ruoff Mortgage Company | 25 | 31 |
| Union Home Mortgage Corp. | 14 | 15 |
| Rocket Mortgage | 13 | 25 |
| Citizens State Bank of New Castle | 13 | 23 |
| First Financial Bank | 11 | 23 |
| Mortgage Research Center | 8 | 16 |
| Fairway Independent Mort Corp | 8 | 10 |
| Newrez LLC | 7 | 12 |
| Crosscountry Mortgage, LLC | 6 | 8 |
| GVC Mortgage, Inc. | 5 | 7 |
| First Bank of Berne | 5 | 7 |
| Three Rivers Federal Crediit U | 5 | 7 |
| Star Financial Bank | 5 | 7 |
| Farm Credit Mid-America, Aca | 4 | 6 |
| New American Funding, LLC. | 4 | 13 |
| Consumer Real Estate Finance Co DBA Society Mortgage | 4 | 5 |
| Figure Lending LLC | 3 | 6 |
| Nations Lending Corporation | 3 | 3 |
| First Merchants Bank | 3 | 9 |
| Lendage, LLC Dba Achieve Loans | 2 | 2 |
| Coastal Community Bank | 2 | 3 |
| Zillow Home Loans, LLC | 2 | 3 |
| Click n' Close, Inc. | 2 | 3 |
| Sofi Bank, National Association | 2 | 3 |
| Polaris Home Funding Corp. | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 350 | 27.1% of 288 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 343 | 25.4% of 280 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 40 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 165 | 23.9% of 134 decided |
| Female | 91 | 26.0% of 77 decided |
| Joint | 112 | 32.2% of 90 decided |
| Sex Not Available | 33 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2664 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved