Mortgage lending in Montgomery County, Indiana
Lenders in Montgomery County, Indiana reported 1,532 mortgage applications for 2025, according to the CFPB.
1,532 mortgage applications and 981 loans originated in 2025; the denial rate was 18.6% of 1,263 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montgomery County, IN.
- 1,532
- Applications
- 981
- Loans originated
- 18.6%
- Denial rate
- 235 denied of 1,263 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,532 | 981 |
| 2024 | 1,459 | 943 |
| 2023 | 1,360 | 855 |
| 2022 | 1,746 | 1,155 |
| 2021 | 2,503 | 1,717 |
| 2020 | 2,236 | 1,518 |
| 2019 | 1,701 | 1,192 |
| 2018 | 1,574 | 1,058 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| PNC Bank N.A. | 108 | 146 |
| Wolfe Financial Inc | 66 | 93 |
| University Bank | 61 | 69 |
| Rocket Mortgage | 46 | 77 |
| Everwise Credit Union | 46 | 55 |
| Ruoff Mortgage Company | 43 | 54 |
| First Financial Bank | 42 | 61 |
| Vanderbilt Mortgage and Finance, Inc | 26 | 33 |
| Fairway Independent Mort Corp | 24 | 33 |
| First Merchants Bank | 23 | 40 |
| United Wholesale Mortgage | 21 | 32 |
| Industrial Federal C. U. | 19 | 20 |
| American Heritage Lending, LLC | 18 | 21 |
| JPMorgan Chase Bank, NA | 18 | 31 |
| GVC Mortgage, Inc. | 16 | 17 |
| Newrez LLC | 16 | 27 |
| loanDepot.com LLC | 15 | 29 |
| Mortgage Research Center | 14 | 41 |
| Freedom Mortgage Corporation | 13 | 28 |
| Union Home Mortgage Corp. | 13 | 15 |
| The Fountain Trust Company | 12 | 29 |
| Goodleap, LLC | 12 | 22 |
| Nationstar Mortgage | 10 | 16 |
| CMG Mortgage Inc | 9 | 15 |
| Pennymac Loan Services LLC | 9 | 30 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 25 | no rate: base under 50 |
| Black or African American | 14 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,304 | 17.3% of 1,077 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 152 | 31.4% of 121 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 45 | no rate: base under 50 |
| Not Hispanic or Latino | 1,318 | 16.7% of 1,087 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 153 | 31.7% of 123 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 596 | 23.0% of 491 decided |
| Female | 308 | 16.0% of 257 decided |
| Joint | 546 | 13.3% of 453 decided |
| Sex Not Available | 82 | 33.9% of 62 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1732 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved