Mortgage lending in Morgan County, Indiana
Lenders in Morgan County, Indiana reported 4,044 mortgage applications for 2025, according to the CFPB.
4,044 mortgage applications and 2,469 loans originated in 2025; the denial rate was 20.3% of 3,239 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Indianapolis-Carmel, IN HUD Metro FMR Area.
- 4,044
- Applications
- 2,469
- Loans originated
- 20.3%
- Denial rate
- 656 denied of 3,239 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,044 | 2,469 |
| 2024 | 3,637 | 2,212 |
| 2023 | 3,353 | 1,975 |
| 2022 | 4,730 | 2,782 |
| 2021 | 6,649 | 4,347 |
| 2020 | 6,359 | 4,084 |
| 2019 | 4,523 | 2,863 |
| 2018 | 3,780 | 2,291 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| GVC Mortgage, Inc. | 134 | 166 |
| Rocket Mortgage | 130 | 181 |
| United Wholesale Mortgage | 121 | 174 |
| BMO Harris Bank NA | 96 | 159 |
| Fairway Independent Mort Corp | 91 | 131 |
| Home Bank SB | 83 | 123 |
| Indiana Members Credit Union | 73 | 97 |
| loanDepot.com LLC | 61 | 79 |
| Vanderbilt Mortgage and Finance, Inc | 60 | 86 |
| Ruoff Mortgage Company | 59 | 71 |
| DHI Mortgage Company, LTD. | 54 | 100 |
| Fifth Third Bank, National Association | 52 | 93 |
| New American Funding, LLC. | 51 | 97 |
| NVR Mortgage Finance, Inc. | 49 | 89 |
| Mortgage Research Center | 47 | 82 |
| Newrez LLC | 47 | 115 |
| First Merchants Bank | 46 | 75 |
| Freedom Mortgage Corporation | 40 | 96 |
| Union Home Mortgage Corp. | 39 | 54 |
| Citizens Bank | 38 | 50 |
| JPMorgan Chase Bank, NA | 37 | 56 |
| Taylor Morrison Home Funding, Inc. | 36 | 57 |
| Union Savings Bank | 34 | 36 |
| FORUM Credit Union | 33 | 57 |
| PNC Bank N.A. | 33 | 60 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 19 | no rate: base under 50 |
| Black or African American | 167 | 37.4% of 139 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,319 | 19.4% of 2,676 decided |
| 2 or more minority races | under 10 | |
| Joint | 47 | no rate: base under 50 |
| Race Not Available | 468 | 18.2% of 352 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 93 | 32.9% of 79 decided |
| Not Hispanic or Latino | 3,435 | 19.9% of 2,768 decided |
| Joint | 32 | no rate: base under 50 |
| Ethnicity Not Available | 484 | 20.0% of 366 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,536 | 21.6% of 1,197 decided |
| Female | 779 | 28.1% of 626 decided |
| Joint | 1,480 | 14.8% of 1,233 decided |
| Sex Not Available | 249 | 21.3% of 183 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 881 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved