Mortgage lending in Marion County, Indiana
Lenders in Marion County, Indiana reported 38,147 mortgage applications for 2025, according to the CFPB.
38,147 mortgage applications and 22,092 loans originated in 2025; the denial rate was 23.0% of 30,336 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Indianapolis-Carmel, IN HUD Metro FMR Area.
- 38,147
- Applications
- 22,092
- Loans originated
- 23.0%
- Denial rate
- 6,974 denied of 30,336 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 38,147 | 22,092 |
| 2024 | 36,114 | 20,959 |
| 2023 | 32,816 | 18,917 |
| 2022 | 44,349 | 26,683 |
| 2021 | 65,405 | 42,469 |
| 2020 | 63,188 | 41,320 |
| 2019 | 43,543 | 27,110 |
| 2018 | 38,411 | 23,301 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 1,340 | 1,905 |
| United Wholesale Mortgage | 1,339 | 1,886 |
| Indiana Members Credit Union | 761 | 1,154 |
| Huntington National Bank | 702 | 1,476 |
| Fairway Independent Mort Corp | 697 | 948 |
| GVC Mortgage, Inc. | 578 | 705 |
| Fifth Third Bank, National Association | 555 | 1,181 |
| JPMorgan Chase Bank, NA | 520 | 830 |
| PNC Bank N.A. | 499 | 866 |
| FORUM Credit Union | 477 | 765 |
| Ruoff Mortgage Company | 466 | 631 |
| Elements Financial Federal Cre | 439 | 606 |
| Old National Bank | 425 | 640 |
| MJW Financial LLC Dba MJW Mortgage | 390 | 512 |
| Union Home Mortgage Corp. | 387 | 492 |
| Crosscountry Mortgage, LLC | 380 | 582 |
| Guild Mortgage Company | 364 | 480 |
| Freedom Mortgage Corporation | 346 | 721 |
| Union Savings Bank | 339 | 414 |
| Newrez LLC | 335 | 930 |
| Everwise Credit Union | 268 | 500 |
| loanDepot.com LLC | 262 | 491 |
| Guaranteed Rate, Inc. | 262 | 471 |
| Vanderbilt Mortgage and Finance, Inc | 258 | 348 |
| Regions Bank | 256 | 559 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 214 | 35.1% of 165 decided |
| Asian | 1,826 | 24.1% of 1,473 decided |
| Black or African American | 6,909 | 32.4% of 5,410 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 21,002 | 19.2% of 17,191 decided |
| 2 or more minority races | 121 | 42.7% of 96 decided |
| Joint | 613 | 17.0% of 494 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 7,358 | 24.8% of 5,425 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,432 | 27.4% of 2,701 decided |
| Not Hispanic or Latino | 27,529 | 22.0% of 22,295 decided |
| Joint | withheld | |
| Ethnicity Not Available | 6,640 | 25.2% of 4,914 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 13,886 | 24.2% of 11,024 decided |
| Female | 10,996 | 26.7% of 8,840 decided |
| Joint | 9,033 | 16.3% of 7,446 decided |
| Sex Not Available | 4,232 | 24.5% of 3,026 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1245 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved