Mortgage lending in LaPorte County, Indiana
Lenders in LaPorte County, Indiana reported 4,349 mortgage applications for 2025, according to the CFPB.
4,349 mortgage applications and 2,546 loans originated in 2025; the denial rate was 24.3% of 3,571 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Michigan City-La Porte, IN MSA.
- 4,349
- Applications
- 2,546
- Loans originated
- 24.3%
- Denial rate
- 868 denied of 3,571 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,349 | 2,546 |
| 2024 | 3,975 | 2,408 |
| 2023 | 3,831 | 2,281 |
| 2022 | 5,295 | 3,243 |
| 2021 | 7,246 | 4,766 |
| 2020 | 6,670 | 4,379 |
| 2019 | 4,974 | 3,170 |
| 2018 | 4,328 | 2,702 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Horizon Bank | 378 | 571 |
| Rocket Mortgage | 208 | 277 |
| 1ST Source Bank | 120 | 174 |
| Centier Bank | 104 | 148 |
| Fifth Third Bank, National Association | 101 | 179 |
| United Wholesale Mortgage | 57 | 87 |
| Fairway Independent Mort Corp | 57 | 69 |
| Guaranteed Rate, Inc. | 55 | 82 |
| JPMorgan Chase Bank, NA | 49 | 75 |
| Tech Credit Union | 48 | 51 |
| Ruoff Mortgage Company | 46 | 65 |
| Union Home Mortgage Corp. | 43 | 52 |
| Crosscountry Mortgage, LLC | 38 | 66 |
| Diamond Residential MTG Corp | 38 | 47 |
| Freedom Mortgage Corporation | 37 | 79 |
| PNC Bank N.A. | 37 | 67 |
| Mortgage Research Center | 36 | 80 |
| Purdue Federal Cu | 35 | 53 |
| loanDepot.com LLC | 34 | 61 |
| Everwise Credit Union | 31 | 57 |
| Inspire Home Loans Inc. | 28 | 38 |
| Navy Federal Credit Union | 26 | 37 |
| Newrez LLC | 26 | 72 |
| American Financial Network, Inc. | 22 | 34 |
| Ixonia Bank | 22 | 33 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 31 | no rate: base under 50 |
| Black or African American | 176 | 33.1% of 145 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,380 | 21.9% of 2,799 decided |
| 2 or more minority races | under 10 | |
| Joint | 60 | no rate: base under 50 |
| Race Not Available | 670 | 31.9% of 526 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 210 | 28.3% of 180 decided |
| Not Hispanic or Latino | 3,415 | 23.0% of 2,843 decided |
| Joint | withheld | |
| Ethnicity Not Available | 645 | 30.2% of 480 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,738 | 24.1% of 1,404 decided |
| Female | 933 | 30.9% of 777 decided |
| Joint | 1,298 | 19.2% of 1,098 decided |
| Sex Not Available | 380 | 27.1% of 292 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1731 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved