Mortgage lending in Randolph County, Indiana
Lenders in Randolph County, Indiana reported 828 mortgage applications for 2025, according to the CFPB.
828 mortgage applications and 528 loans originated in 2025; the denial rate was 21.1% of 706 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Randolph County, IN.
- 828
- Applications
- 528
- Loans originated
- 21.1%
- Denial rate
- 149 denied of 706 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 828 | 528 |
| 2024 | 695 | 418 |
| 2023 | 708 | 436 |
| 2022 | 1,057 | 623 |
| 2021 | 1,071 | 697 |
| 2020 | 1,041 | 698 |
| 2019 | 960 | 605 |
| 2018 | 889 | 549 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Newrez LLC | 60 | 79 |
| First Merchants Bank | 57 | 79 |
| Rocket Mortgage | 39 | 54 |
| First Financial Bank | 35 | 54 |
| The Farmers State Bank | 25 | 33 |
| Old National Bank | 22 | 30 |
| Northwest Bank | 22 | 32 |
| United Wholesale Mortgage | 20 | 26 |
| Ruoff Mortgage Company | 18 | 23 |
| Mortgage Research Center | 14 | 24 |
| Merchants Bank of Indiana | 13 | 16 |
| Citizens State Bank of New Castle | 9 | 19 |
| Greenville National Bank | 8 | 12 |
| Union Home Mortgage Corp. | 8 | 14 |
| PrimeTrust Financial Federal C | 7 | 8 |
| Figure Lending LLC | 7 | 10 |
| US Bank, N.A. | 6 | 9 |
| Click n' Close, Inc. | 5 | 7 |
| First Bank of Berne | 5 | 6 |
| Fairway Independent Mort Corp | 5 | 6 |
| Carrington Mortgage Services LLC | 5 | 7 |
| Three Rivers Federal Crediit U | 5 | 9 |
| The Farmers & Merchants State Bank | 4 | 7 |
| GVC Mortgage, Inc. | 4 | 6 |
| loanDepot.com LLC | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 720 | 20.4% of 617 decided |
| Joint | 10 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 87 | 28.6% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 685 | 19.9% of 589 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 96 | 27.9% of 79 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 332 | 22.6% of 283 decided |
| Female | 182 | 19.1% of 152 decided |
| Joint | 257 | 19.7% of 223 decided |
| Sex Not Available | 57 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2669 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved