Mortgage lending in Henry County, Indiana
Lenders in Henry County, Indiana reported 2,001 mortgage applications for 2025, according to the CFPB.
2,001 mortgage applications and 1,136 loans originated in 2025; the denial rate was 26.0% of 1,626 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Henry County, IN.
- 2,001
- Applications
- 1,136
- Loans originated
- 26.0%
- Denial rate
- 422 denied of 1,626 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,001 | 1,136 |
| 2024 | 1,857 | 1,120 |
| 2023 | 1,608 | 936 |
| 2022 | 2,011 | 1,201 |
| 2021 | 2,768 | 1,743 |
| 2020 | 2,488 | 1,568 |
| 2019 | 1,959 | 1,150 |
| 2018 | 1,838 | 1,079 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Merchants Bank | 170 | 252 |
| Ruoff Mortgage Company | 83 | 107 |
| Rocket Mortgage | 71 | 106 |
| Union Home Mortgage Corp. | 50 | 61 |
| Citizens State Bank of New Castle | 45 | 71 |
| Star Financial Bank | 45 | 98 |
| Newrez LLC | 41 | 91 |
| Guild Mortgage Company | 39 | 43 |
| First Financial Bank | 35 | 68 |
| United Wholesale Mortgage | 27 | 48 |
| GVC Mortgage, Inc. | 21 | 28 |
| New American Funding, LLC. | 20 | 47 |
| Fairway Independent Mort Corp | 17 | 33 |
| Carrington Mortgage Services LLC | 17 | 31 |
| Mortgage Research Center | 15 | 36 |
| loanDepot.com LLC | 14 | 32 |
| Nationstar Mortgage | 14 | 20 |
| Freedom Mortgage Corporation | 12 | 31 |
| FORUM Credit Union | 12 | 20 |
| Calcon Mutual Mortgage LLC | 11 | 14 |
| Crosscountry Mortgage, LLC | 11 | 17 |
| Fifth Third Bank, National Association | 11 | 21 |
| Indiana Members Credit Union | 10 | 17 |
| Royal United Mortgage LLC | 10 | 14 |
| MJW Financial LLC Dba MJW Mortgage | 9 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | 15 | no rate: base under 50 |
| White | 1,700 | 25.7% of 1,386 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 252 | 26.9% of 201 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 26 | no rate: base under 50 |
| Not Hispanic or Latino | 1,702 | 25.7% of 1,385 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 255 | 26.6% of 203 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 772 | 28.5% of 592 decided |
| Female | 423 | 26.9% of 353 decided |
| Joint | 631 | 22.4% of 548 decided |
| Sex Not Available | 175 | 26.3% of 133 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2140 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved