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Mortgage lending in Mississippi

Lenders in Mississippi reported 103,502 mortgage applications for 2025, according to the CFPB.

103,502 mortgage applications and 54,718 loans originated in 2025. 23,718 of the 83,366 applications decided were denied, 28.5%. From 2025, the CFPB’s Snapshot release.

103,502
Applications
54,718
Loans originated
18.5 per 1,000 residents, over the Census Bureau's 2025 estimate.
28.5%
Denial rate
23,718 denied of 83,366 applications decided.

The largest lenders in Mississippi

2 more columns on a wider screen

Lenders in Mississippi by loans originated, 2025
RankLenderOriginated
1Trustmark Bank4,094
2Cadence Bank3,510
3Community Bank of Mississippi3,017
4Rocket Mortgage2,997
5Renasant Bank2,189
6Bankplus1,973
7Regions Bank1,886
8United Wholesale Mortgage1,430
9Mortgage Research Center1,220
1021ST Mortgage1,068
11Keesler Federal Credit Union1,066
12Triad Financial Services, Inc.1,014
13Guaranty Bank & Trust Company973
14BankFirst Financial Services869
15Guild Mortgage Company808
16CMG Mortgage Inc770
17Freedom Mortgage Corporation694
18DHI Mortgage Company, LTD.645
19loanDepot.com LLC638
20Navy Federal Credit Union633
21PriorityOne Bank612
22Pennymac Loan Services LLC603
23New American Funding, LLC.571
24American Mortgage Bank546
25Crosscountry Mortgage, LLC539

Counties in Mississippi

1 more column on a wider screen

Counties in Mississippi by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
DeSoto County5,176$235,000
Harrison County4,798$195,000
Rankin County4,363$185,000
Hinds County3,572$115,000
Jackson County3,272$175,000
Madison County2,962$245,000
Lee County1,784$155,000
Lafayette County1,654$295,000
Lamar County1,486$195,000
Forrest County1,453$155,000
Jones County1,236$105,000
Hancock County1,223$195,000
Pearl River County1,210$175,000
Lowndes County1,063$165,000
Lauderdale County1,029$125,000
Marshall County839$195,000
Oktibbeha County834$195,000
Warren County608$130,000
Monroe County583$135,000
Panola County558$145,000
Tate County540$185,000
George County522$175,000
Alcorn County505$135,000
Lincoln County489$135,000
Pike County483$125,000
Pontotoc County462$145,000
Marion County461$95,000
Washington County447$75,000
Simpson County418$125,000
Scott County409$95,000
Union County399$155,000
Itawamba County376$115,000
Stone County335$165,000
Tishomingo County328$135,000
Neshoba County327$95,000
Prentiss County326$115,000
Copiah County316$105,000
Newton County316$105,000
Grenada County307$125,000
Adams County298$135,000
Clay County295$105,000
Covington County287$105,000
Yazoo County285$105,000
Smith County277$105,000
Bolivar County274$130,000
Leflore County258$85,000
Attala County255$95,000
Yalobusha County254$90,000
Clarke County249$105,000
Leake County240$125,000
Winston County240$95,000
Sunflower County228$75,000
Jasper County224$95,000
Walthall County217$95,000
Wayne County217$105,000
Tippah County196$115,000
Chickasaw County182$110,000
Coahoma County168$85,000
Greene County167$105,000
Lawrence County166$95,000
Perry County163$125,000
Calhoun County157$115,000
Benton County144$125,000
Webster County133$115,000
Amite County132$135,000
Jefferson Davis County129$95,000
Carroll County127$115,000
Montgomery County99$95,000
Choctaw County97$125,000
Holmes County87$75,000
Noxubee County81$95,000
Tallahatchie County81$95,000
Franklin County79$115,000
Humphreys County79$65,000
Wilkinson County72$90,000
Tunica County67$125,000
Kemper County64$100,000
Claiborne County54$90,000
Jefferson County40under 50 loans
Quitman County34under 50 loans
Sharkey County24under 50 loans
Issaquena County3under 50 loans

Mississippi elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Mississippi Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Mississippi Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.

More about Mississippi →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved