Mortgage lending in Calhoun County, Mississippi
Lenders in Calhoun County, Mississippi reported 341 mortgage applications for 2025, according to the CFPB.
341 mortgage applications and 157 loans originated in 2025; the denial rate was 34.5% of 267 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Calhoun County, MS.
- 341
- Applications
- 157
- Loans originated
- 34.5%
- Denial rate
- 92 denied of 267 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 341 | 157 |
| 2024 | 315 | 144 |
| 2023 | 276 | 114 |
| 2022 | 301 | 137 |
| 2021 | 401 | 202 |
| 2020 | 326 | 161 |
| 2019 | 316 | 157 |
| 2018 | 347 | 178 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guaranty Bank & Trust Company | 19 | 26 |
| Renasant Bank | 14 | 22 |
| Cadence Bank | 14 | 27 |
| Rocket Mortgage | 13 | 18 |
| 21ST Mortgage | 8 | 43 |
| Regions Bank | 8 | 32 |
| Cardinal Financial Company, Li | 7 | 9 |
| Firstbank | 6 | 15 |
| Mortgage Research Center | 5 | 10 |
| Freedom Mortgage Corporation | 4 | 7 |
| Union Home Mortgage Corp. | 4 | 4 |
| loanDepot.com LLC | 3 | 6 |
| United Wholesale Mortgage | 3 | 3 |
| Bankplus | 3 | 4 |
| Amerisave Mortgage Company | 3 | 6 |
| Southwest Funding LP | 2 | 2 |
| BankFirst Financial Services | 2 | 3 |
| Triad Financial Services, Inc. | 2 | 7 |
| CMG Mortgage Inc | 2 | 2 |
| Bellwether Enterprise Real Estate Capital, LLC | 2 | 2 |
| New Day Financial, LLC. | 2 | 6 |
| Pennymac Loan Services LLC | 2 | 4 |
| Trustmark Bank | 1 | 1 |
| Bank of Holly Springs | 1 | 1 |
| Empeople Credit Union | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 69 | 54.4% of 57 decided |
| White | 235 | 27.6% of 181 decided |
| Joint | under 10 | |
| Race Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 293 | 33.5% of 227 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 32 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 152 | 30.7% of 114 decided |
| Female | 69 | 52.7% of 55 decided |
| Joint | 96 | 26.3% of 80 decided |
| Sex Not Available | 24 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2578 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved