Mortgage lending in Covington County, Mississippi
Lenders in Covington County, Mississippi reported 699 mortgage applications for 2025, according to the CFPB.
699 mortgage applications and 287 loans originated in 2025; the denial rate was 42.2% of 566 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Covington County, MS.
- 699
- Applications
- 287
- Loans originated
- 42.2%
- Denial rate
- 239 denied of 566 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 699 | 287 |
| 2024 | 592 | 222 |
| 2023 | 604 | 226 |
| 2022 | 686 | 260 |
| 2021 | 796 | 322 |
| 2020 | 850 | 369 |
| 2019 | 642 | 280 |
| 2018 | 539 | 260 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| PriorityOne Bank | 43 | 52 |
| Peoples Bank | 29 | 37 |
| 21ST Mortgage | 28 | 137 |
| Triad Financial Services, Inc. | 23 | 64 |
| Trustmark Bank | 15 | 22 |
| Community Bank of Mississippi | 15 | 20 |
| Rocket Mortgage | 15 | 26 |
| Citizens Bank | 15 | 15 |
| Regions Bank | 12 | 47 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 65 |
| New American Funding, LLC. | 7 | 14 |
| Renasant Bank | 4 | 5 |
| Cadence Bank | 4 | 8 |
| Hope Federal Credit Union | 3 | 4 |
| United Wholesale Mortgage | 3 | 4 |
| Keesler Federal Credit Union | 3 | 8 |
| Cardinal Financial Company, Li | 3 | 3 |
| Pennymac Loan Services LLC | 3 | 5 |
| First State Bank | 2 | 2 |
| CSL Financial, LLC | 2 | 2 |
| Sunbelt Federal Credit Union | 2 | 3 |
| loanDepot.com LLC | 2 | 5 |
| Mortgage Research Center | 2 | 8 |
| Newrez LLC | 2 | 6 |
| Nationstar Mortgage | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 256 | 58.3% of 204 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 379 | 32.5% of 314 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 53 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 574 | 39.0% of 469 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 113 | 59.1% of 88 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 244 | 39.4% of 198 decided |
| Female | 216 | 56.2% of 169 decided |
| Joint | 206 | 32.9% of 170 decided |
| Sex Not Available | 33 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2698 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved