Mortgage lending in Lafayette County, Mississippi
Lenders in Lafayette County, Mississippi reported 2,431 mortgage applications for 2025, according to the CFPB.
2,431 mortgage applications and 1,654 loans originated in 2025; the denial rate was 15.8% of 2,057 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lafayette County, MS.
- 2,431
- Applications
- 1,654
- Loans originated
- 15.8%
- Denial rate
- 324 denied of 2,057 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,431 | 1,654 |
| 2024 | 2,036 | 1,336 |
| 2023 | 1,910 | 1,218 |
| 2022 | 2,315 | 1,523 |
| 2021 | 3,328 | 2,364 |
| 2020 | 3,285 | 2,379 |
| 2019 | 2,252 | 1,589 |
| 2018 | 1,969 | 1,401 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bankplus | 201 | 237 |
| Renasant Bank | 114 | 142 |
| Cadence Bank | 111 | 156 |
| Guaranty Bank & Trust Company | 104 | 131 |
| BankFirst Financial Services | 97 | 107 |
| Rocket Mortgage | 71 | 98 |
| Trustmark Bank | 68 | 85 |
| Regions Bank | 43 | 102 |
| Story Bank DBA Story Financial Partners | 39 | 45 |
| Bank of Commerce | 39 | 43 |
| RiverHills Bank | 37 | 39 |
| New American Funding, LLC. | 36 | 49 |
| Guild Mortgage Company | 30 | 40 |
| Paragon Bank | 20 | 25 |
| GMFS, LLC | 19 | 23 |
| Pennymac Loan Services LLC | 17 | 27 |
| Community Bank of Mississippi | 16 | 19 |
| United Wholesale Mortgage | 16 | 24 |
| 21ST Mortgage | 16 | 82 |
| Nationstar Mortgage | 15 | 17 |
| Triad Financial Services, Inc. | 14 | 42 |
| First Horizon Bank | 14 | 16 |
| Raymond James Bank | 14 | 15 |
| Bank of Holly Springs | 13 | 15 |
| Crosscountry Mortgage, LLC | 13 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 49 | no rate: base under 50 |
| Black or African American | 226 | 49.1% of 175 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,699 | 12.6% of 1,448 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 418 | 10.1% of 357 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 40 | no rate: base under 50 |
| Not Hispanic or Latino | 1,924 | 16.4% of 1,624 decided |
| Joint | 26 | no rate: base under 50 |
| Ethnicity Not Available | 441 | 11.9% of 379 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 736 | 18.0% of 623 decided |
| Female | 399 | 25.8% of 334 decided |
| Joint | 951 | 12.1% of 802 decided |
| Sex Not Available | 345 | 9.7% of 298 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 311 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved