Mortgage lending in Madison County, Mississippi
Lenders in Madison County, Mississippi reported 4,665 mortgage applications for 2025, according to the CFPB.
4,665 mortgage applications and 2,962 loans originated in 2025; the denial rate was 19.9% of 3,900 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson, MS HUD Metro FMR Area.
- 4,665
- Applications
- 2,962
- Loans originated
- 19.9%
- Denial rate
- 777 denied of 3,900 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,665 | 2,962 |
| 2024 | 4,468 | 2,730 |
| 2023 | 4,112 | 2,557 |
| 2022 | 5,569 | 3,520 |
| 2021 | 8,335 | 5,640 |
| 2020 | 8,613 | 6,002 |
| 2019 | 5,476 | 3,682 |
| 2018 | 4,830 | 3,353 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Trustmark Bank | 367 | 476 |
| Bankplus | 320 | 414 |
| Cadence Bank | 235 | 341 |
| United Wholesale Mortgage | 154 | 177 |
| Rocket Mortgage | 137 | 197 |
| Community Bank of Mississippi | 124 | 160 |
| Regions Bank | 124 | 271 |
| Renasant Bank | 118 | 170 |
| PriorityOne Bank | 93 | 107 |
| American Mortgage Bank | 88 | 107 |
| Guild Mortgage Company | 85 | 119 |
| BankFirst Financial Services | 55 | 57 |
| Keesler Federal Credit Union | 46 | 104 |
| Hope Federal Credit Union | 40 | 46 |
| Mortgage Investors Group | 38 | 39 |
| JPMorgan Chase Bank, NA | 34 | 51 |
| New American Funding, LLC. | 32 | 73 |
| Story Bank DBA Story Financial Partners | 31 | 50 |
| Freedom Mortgage Corporation | 26 | 61 |
| Mortgage Research Center | 25 | 71 |
| Kind Lending, LLC | 25 | 34 |
| Crosscountry Mortgage, LLC | 24 | 36 |
| Origin Bank | 24 | 35 |
| Nationstar Mortgage | 23 | 34 |
| Citizens National Bank of Meridian | 23 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 137 | 17.4% of 109 decided |
| Black or African American | 1,126 | 35.2% of 914 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,726 | 14.2% of 2,337 decided |
| 2 or more minority races | under 10 | |
| Joint | 39 | no rate: base under 50 |
| Race Not Available | 616 | 19.6% of 499 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 104 | 29.6% of 81 decided |
| Not Hispanic or Latino | 3,906 | 19.4% of 3,291 decided |
| Joint | withheld | |
| Ethnicity Not Available | 606 | 21.2% of 490 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,471 | 21.1% of 1,211 decided |
| Female | 1,145 | 24.7% of 976 decided |
| Joint | 1,626 | 15.8% of 1,371 decided |
| Sex Not Available | 423 | 19.0% of 342 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 614 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved