Mortgage lending in Yazoo County, Mississippi
Lenders in Yazoo County, Mississippi reported 598 mortgage applications for 2025, according to the CFPB.
598 mortgage applications and 285 loans originated in 2025; the denial rate was 31.8% of 478 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Yazoo County, MS HUD Metro FMR Area.
- 598
- Applications
- 285
- Loans originated
- 31.8%
- Denial rate
- 152 denied of 478 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 598 | 285 |
| 2024 | 590 | 276 |
| 2023 | 499 | 227 |
| 2022 | 549 | 298 |
| 2021 | 670 | 372 |
| 2020 | 617 | 332 |
| 2019 | 518 | 285 |
| 2018 | 478 | 255 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bankplus | 60 | 92 |
| Bank Of Yazoo | 51 | 61 |
| Trustmark Bank | 15 | 23 |
| American Mortgage Bank | 13 | 27 |
| 21ST Mortgage | 10 | 56 |
| Regions Bank | 10 | 36 |
| Guild Mortgage Company | 8 | 10 |
| Community Bank of Mississippi | 7 | 7 |
| Triad Financial Services, Inc. | 7 | 30 |
| Rocket Mortgage | 7 | 13 |
| Cadence Bank | 7 | 10 |
| Renasant Bank | 5 | 9 |
| Mutual Federal Credit Unon | 5 | 19 |
| PriorityOne Bank | 5 | 6 |
| FirstTrust Home Loans | 4 | 5 |
| Guaranty Bank & Trust Company | 4 | 4 |
| loanDepot.com LLC | 4 | 7 |
| United Wholesale Mortgage | 4 | 6 |
| Coastal Community Bank | 3 | 11 |
| Hope Federal Credit Union | 3 | 3 |
| AmeriHome Mortgage Company, LLC | 2 | 2 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 12 |
| Justice Federal Credit Union | 2 | 2 |
| Mortgage Research Center | 2 | 8 |
| GMFS, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 247 | 44.9% of 194 decided |
| White | 281 | 20.3% of 236 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 59 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 513 | 31.3% of 418 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 74 | 40.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 201 | 29.6% of 162 decided |
| Female | 195 | 38.2% of 152 decided |
| Joint | 159 | 25.8% of 132 decided |
| Sex Not Available | 43 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2704 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved