Mortgage lending in Itawamba County, Mississippi
Lenders in Itawamba County, Mississippi reported 691 mortgage applications for 2025, according to the CFPB.
691 mortgage applications and 376 loans originated in 2025; the denial rate was 25.3% of 558 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Itawamba County, MS.
- 691
- Applications
- 376
- Loans originated
- 25.3%
- Denial rate
- 141 denied of 558 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 691 | 376 |
| 2024 | 653 | 377 |
| 2023 | 552 | 300 |
| 2022 | 753 | 410 |
| 2021 | 953 | 559 |
| 2020 | 827 | 475 |
| 2019 | 738 | 419 |
| 2018 | 729 | 437 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Cadence Bank | 54 | 78 |
| Guaranty Bank & Trust Company | 46 | 65 |
| Renasant Bank | 40 | 59 |
| Trustmark Bank | 23 | 30 |
| Rocket Mortgage | 21 | 31 |
| Triad Financial Services, Inc. | 19 | 38 |
| CB&S Bank | 16 | 20 |
| Community Bank of Mississippi | 12 | 12 |
| Bankplus | 12 | 16 |
| Mortgage Research Center | 9 | 16 |
| 21ST Mortgage | 9 | 56 |
| Plaza Home Mortgage, Inc | 8 | 10 |
| Regions Bank | 8 | 16 |
| Pennymac Loan Services LLC | 6 | 15 |
| Geneva Financial LLC | 5 | 5 |
| Stockton Mortgage Corporation | 5 | 6 |
| Magnolia Bank | 5 | 6 |
| Firstbank | 4 | 24 |
| Mortgage Investors Group | 4 | 4 |
| American Financial Resources LLC | 3 | 3 |
| BankFirst Financial Services | 3 | 3 |
| United Wholesale Mortgage | 3 | 4 |
| Crosscountry Mortgage, LLC | 3 | 7 |
| AmeriHome Mortgage Company, LLC | 2 | 2 |
| CSL Financial, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 590 | 24.6% of 483 decided |
| 2 or more minority races | under 10 | |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 65 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 587 | 23.2% of 478 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 88 | 34.4% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 234 | 28.1% of 192 decided |
| Female | 153 | 30.3% of 122 decided |
| Joint | 251 | 19.3% of 207 decided |
| Sex Not Available | 53 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2582 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved