Mortgage lending in Franklin County, Mississippi
Lenders in Franklin County, Mississippi reported 211 mortgage applications for 2025, according to the CFPB.
211 mortgage applications and 79 loans originated in 2025; the denial rate was 45.1% of 164 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Franklin County, MS.
- 211
- Applications
- 79
- Loans originated
- 45.1%
- Denial rate
- 74 denied of 164 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 211 | 79 |
| 2024 | 155 | 58 |
| 2023 | 163 | 55 |
| 2022 | 160 | 52 |
| 2021 | 219 | 94 |
| 2020 | 198 | 81 |
| 2019 | 175 | 69 |
| 2018 | 156 | 60 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 11 | 12 |
| 21ST Mortgage | 8 | 52 |
| Triad Financial Services, Inc. | 7 | 21 |
| Regions Bank | 5 | 10 |
| Crosscountry Mortgage, LLC | 4 | 7 |
| Trustmark Bank | 3 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 25 |
| Southwest Stage Funding LLC | 3 | 8 |
| Fidelity Bank | 3 | 6 |
| GMFS, LLC | 3 | 4 |
| First Community Mortgage, Inc. | 3 | 3 |
| Pennymac Loan Services LLC | 3 | 3 |
| Concordia Bank & Trust Co. | 2 | 3 |
| Loansteady LLC | 2 | 2 |
| The Loan Store, Inc | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 1 | 1 |
| Sofi Bank, National Association | 1 | 1 |
| Community Bank of Mississippi | 1 | 1 |
| Feliciana Bank and Trust Company | 1 | 1 |
| The Federal Savings Bank | 1 | 3 |
| Cornerstone Capital Bank, SSB | 1 | 1 |
| Mortgage Research Center | 1 | 4 |
| Bank of England | 1 | 1 |
| Tib, National Association | 1 | 1 |
| Firstbank | 1 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 91 | 69.6% of 69 decided |
| White | 100 | 26.3% of 80 decided |
| 2 or more minority races | under 10 | |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 164 | 40.9% of 127 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 36 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 76 | 43.3% of 60 decided |
| Female | 77 | 57.4% of 61 decided |
| Joint | 45 | no rate: base under 50 |
| Sex Not Available | 13 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2580 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved