Mortgage lending in Copiah County, Mississippi
Lenders in Copiah County, Mississippi reported 731 mortgage applications for 2025, according to the CFPB.
731 mortgage applications and 316 loans originated in 2025; the denial rate was 38.8% of 577 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson, MS HUD Metro FMR Area.
- 731
- Applications
- 316
- Loans originated
- 38.8%
- Denial rate
- 224 denied of 577 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 731 | 316 |
| 2024 | 644 | 271 |
| 2023 | 709 | 290 |
| 2022 | 723 | 313 |
| 2021 | 873 | 418 |
| 2020 | 869 | 414 |
| 2019 | 705 | 316 |
| 2018 | 636 | 310 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Trustmark Bank | 49 | 69 |
| Copiah Bank | 33 | 37 |
| 21ST Mortgage | 26 | 129 |
| Rocket Mortgage | 20 | 29 |
| Triad Financial Services, Inc. | 17 | 48 |
| Regions Bank | 17 | 65 |
| American Mortgage Bank | 13 | 19 |
| Hope Federal Credit Union | 12 | 12 |
| Guild Mortgage Company | 10 | 14 |
| Loansteady LLC | 9 | 11 |
| PriorityOne Bank | 8 | 10 |
| Cadence Bank | 7 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 49 |
| Crosscountry Mortgage, LLC | 6 | 10 |
| Renasant Bank | 4 | 6 |
| New American Funding, LLC. | 4 | 7 |
| Newrez LLC | 4 | 7 |
| Acopia, LLC | 4 | 4 |
| Firstbank | 4 | 16 |
| Royal United Mortgage LLC | 4 | 5 |
| CSL Financial, LLC | 3 | 3 |
| Coastal Community Bank | 3 | 6 |
| Mortgage Research Center | 3 | 8 |
| United Wholesale Mortgage | 3 | 4 |
| Freedom Mortgage Corporation | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 283 | 51.1% of 227 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 369 | 28.2% of 294 decided |
| Joint | under 10 | |
| Race Not Available | 70 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 628 | 38.0% of 503 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 86 | 46.6% of 58 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 251 | 35.4% of 192 decided |
| Female | 220 | 51.3% of 189 decided |
| Joint | 217 | 28.1% of 167 decided |
| Sex Not Available | 43 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2697 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved