Mortgage lending in Sunflower County, Mississippi
Lenders in Sunflower County, Mississippi reported 440 mortgage applications for 2025, according to the CFPB.
440 mortgage applications and 228 loans originated in 2025; the denial rate was 32.5% of 363 applications decided. The median loan was about $75,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sunflower County, MS.
- 440
- Applications
- 228
- Loans originated
- 32.5%
- Denial rate
- 118 denied of 363 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 440 | 228 |
| 2024 | 459 | 269 |
| 2023 | 444 | 228 |
| 2022 | 531 | 301 |
| 2021 | 622 | 376 |
| 2020 | 626 | 389 |
| 2019 | 484 | 309 |
| 2018 | 568 | 386 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Bank of Mississippi | 65 | 76 |
| Planters Bank and Trust Company | 53 | 72 |
| Hope Federal Credit Union | 25 | 34 |
| Guaranty Bank & Trust Company | 15 | 29 |
| Southern Bancorp Bank | 12 | 28 |
| Rocket Mortgage | 7 | 12 |
| Bankplus | 5 | 8 |
| 21ST Mortgage | 5 | 21 |
| Cadence Bank | 4 | 7 |
| Triad Financial Services, Inc. | 3 | 8 |
| Navy Federal Credit Union | 2 | 4 |
| loanDepot.com LLC | 2 | 7 |
| Mortgage Research Center | 2 | 12 |
| United Wholesale Mortgage | 2 | 2 |
| CB&S Bank | 2 | 3 |
| Village Capital & Investment | 2 | 3 |
| Origin Bank | 2 | 2 |
| FirstTrust Home Loans | 1 | 1 |
| Bank of Commerce | 1 | 1 |
| CSL Financial, LLC | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| Southwest Stage Funding LLC | 1 | 3 |
| First Colony Mortgage Corporat | 1 | 3 |
| Riverland Federal Credit Union | 1 | 1 |
| Land Home Financial Services, | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 261 | 36.5% of 222 decided |
| White | 123 | 24.8% of 101 decided |
| Joint | under 10 | |
| Race Not Available | 53 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 365 | 32.1% of 311 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 57 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 152 | 28.9% of 128 decided |
| Female | 150 | 40.0% of 130 decided |
| Joint | 98 | 30.0% of 80 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2816 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved