Mortgage lending in Montgomery County, Mississippi
Lenders in Montgomery County, Mississippi reported 233 mortgage applications for 2025, according to the CFPB.
233 mortgage applications and 99 loans originated in 2025; the denial rate was 42.9% of 177 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montgomery County, MS.
- 233
- Applications
- 99
- Loans originated
- 42.9%
- Denial rate
- 76 denied of 177 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 233 | 99 |
| 2024 | 177 | 72 |
| 2023 | 193 | 79 |
| 2022 | 254 | 106 |
| 2021 | 281 | 137 |
| 2020 | 260 | 110 |
| 2019 | 169 | 73 |
| 2018 | 179 | 85 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Renasant Bank | 10 | 19 |
| Guaranty Bank & Trust Company | 10 | 18 |
| Bankplus | 10 | 17 |
| Rocket Mortgage | 9 | 12 |
| Cadence Bank | 9 | 13 |
| 21ST Mortgage | 4 | 27 |
| Regions Bank | 4 | 25 |
| Bank of Commerce | 3 | 5 |
| Hope Federal Credit Union | 3 | 4 |
| Guild Mortgage Company | 3 | 5 |
| Triad Financial Services, Inc. | 3 | 8 |
| Trustmark Bank | 2 | 2 |
| Nations Lending Corporation | 2 | 2 |
| Planet Home Lending, LLC | 2 | 2 |
| Premier Mortgage Resources, LLC | 2 | 3 |
| United Wholesale Mortgage | 2 | 5 |
| Stockton Mortgage Corporation | 2 | 2 |
| Amerisave Mortgage Company | 2 | 6 |
| AmeriHome Mortgage Company, LLC | 1 | 5 |
| American Mortgage Bank | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
| Bank Of Yazoo | 1 | 1 |
| Land Home Financial Services, | 1 | 1 |
| loanDepot.com LLC | 1 | 2 |
| New American Funding, LLC. | 1 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 85 | 56.9% of 65 decided |
| White | 124 | 31.6% of 95 decided |
| 2 or more minority races | under 10 | |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 201 | 42.4% of 158 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 78 | 41.0% of 61 decided |
| Female | 80 | 45.9% of 61 decided |
| Joint | 62 | no rate: base under 50 |
| Sex Not Available | 13 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2772 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved