Mortgage lending in Benton County, Mississippi
Lenders in Benton County, Mississippi reported 321 mortgage applications for 2025, according to the CFPB.
321 mortgage applications and 144 loans originated in 2025; the denial rate was 31.7% of 246 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Benton County, MS HUD Metro FMR Area.
- 321
- Applications
- 144
- Loans originated
- 31.7%
- Denial rate
- 78 denied of 246 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 321 | 144 |
| 2024 | 216 | 90 |
| 2023 | 213 | 101 |
| 2022 | 293 | 133 |
| 2021 | 295 | 139 |
| 2020 | 273 | 123 |
| 2019 | 242 | 108 |
| 2018 | 255 | 124 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank of Holly Springs | 31 | 38 |
| 21ST Mortgage | 10 | 60 |
| Rocket Mortgage | 8 | 11 |
| Triad Financial Services, Inc. | 7 | 13 |
| Mortgage Research Center | 6 | 12 |
| Regions Bank | 6 | 14 |
| Mortgage Investors Group | 5 | 5 |
| New American Funding, LLC. | 4 | 9 |
| Magnolia Bank | 4 | 4 |
| Renasant Bank | 3 | 7 |
| Premier Mortgage Resources, LLC | 3 | 6 |
| Community Mortgage Corporation | 3 | 3 |
| Cardinal Financial Company, Li | 3 | 3 |
| Cadence Bank | 3 | 3 |
| Flagstar Bank NA | 3 | 4 |
| First Security Bank | 2 | 2 |
| Navy Federal Credit Union | 2 | 5 |
| Churchill Mortgage Corporation | 2 | 2 |
| United Wholesale Mortgage | 2 | 2 |
| Nationstar Mortgage | 2 | 3 |
| Fairway Independent Mort Corp | 2 | 2 |
| Mutual of Omaha Mortgage | 2 | 2 |
| Eagle Bank and Trust Company | 2 | 2 |
| Bankplus | 2 | 2 |
| Amerisave Mortgage Company | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 88 | 50.7% of 67 decided |
| White | 187 | 22.3% of 148 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 256 | 30.7% of 202 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 44 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 119 | 33.3% of 87 decided |
| Female | 86 | 33.3% of 69 decided |
| Joint | 99 | 29.9% of 77 decided |
| Sex Not Available | 17 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2397 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved