Mortgage lending in Jones County, Mississippi
Lenders in Jones County, Mississippi reported 2,175 mortgage applications for 2025, according to the CFPB.
2,175 mortgage applications and 1,236 loans originated in 2025; the denial rate was 25.5% of 1,784 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jones County, MS.
- 2,175
- Applications
- 1,236
- Loans originated
- 25.5%
- Denial rate
- 455 denied of 1,784 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,175 | 1,236 |
| 2024 | 2,011 | 1,093 |
| 2023 | 1,972 | 1,020 |
| 2022 | 2,390 | 1,254 |
| 2021 | 2,518 | 1,508 |
| 2020 | 2,269 | 1,369 |
| 2019 | 1,958 | 1,206 |
| 2018 | 1,685 | 1,030 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Bank of Mississippi | 419 | 517 |
| Trustmark Bank | 99 | 133 |
| Cadence Bank | 85 | 130 |
| Rocket Mortgage | 50 | 84 |
| Triad Financial Services, Inc. | 48 | 90 |
| First State Bank | 41 | 44 |
| Regions Bank | 34 | 92 |
| Renasant Bank | 31 | 51 |
| Mortgage Research Center | 26 | 50 |
| 21ST Mortgage | 26 | 185 |
| Citizens Bank | 22 | 23 |
| Sunbelt Federal Credit Union | 18 | 23 |
| Hope Federal Credit Union | 18 | 26 |
| New American Funding, LLC. | 17 | 32 |
| United Wholesale Mortgage | 16 | 22 |
| PriorityOne Bank | 15 | 18 |
| Citizens National Bank of Meridian | 15 | 26 |
| Pennymac Loan Services LLC | 12 | 22 |
| Freedom Mortgage Corporation | 11 | 22 |
| Bankplus | 10 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 70 |
| loanDepot.com LLC | 9 | 18 |
| Stockton Mortgage Corporation | 9 | 13 |
| Hometrust Mortgage Company | 8 | 37 |
| Hancock Whitney Bank | 8 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 383 | 47.2% of 290 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,537 | 21.8% of 1,284 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 218 | 17.3% of 179 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 48 | no rate: base under 50 |
| Not Hispanic or Latino | 1,832 | 24.7% of 1,507 decided |
| Joint | withheld | |
| Ethnicity Not Available | 271 | 28.6% of 217 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 777 | 27.4% of 627 decided |
| Female | 513 | 36.4% of 409 decided |
| Joint | 717 | 18.4% of 608 decided |
| Sex Not Available | 168 | 15.7% of 140 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2700 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved