Mortgage lending in Humphreys County, Mississippi
Lenders in Humphreys County, Mississippi reported 171 mortgage applications for 2025, according to the CFPB.
171 mortgage applications and 79 loans originated in 2025; the denial rate was 43.2% of 146 applications decided. The median loan was about $65,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Humphreys County, MS.
- 171
- Applications
- 79
- Loans originated
- 43.2%
- Denial rate
- 63 denied of 146 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 171 | 79 |
| 2024 | 180 | 63 |
| 2023 | 198 | 64 |
| 2022 | 157 | 54 |
| 2021 | 191 | 93 |
| 2020 | 144 | 73 |
| 2019 | 139 | 72 |
| 2018 | 162 | 76 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guaranty Bank & Trust Company | 28 | 31 |
| Bankplus | 18 | 25 |
| Community Bank of Mississippi | 3 | 8 |
| Rocket Mortgage | 3 | 5 |
| 21ST Mortgage | 3 | 16 |
| First State Bank | 2 | 2 |
| Renasant Bank | 2 | 3 |
| Hope Federal Credit Union | 2 | 3 |
| Guild Mortgage Company | 2 | 7 |
| Triad Financial Services, Inc. | 2 | 6 |
| Mortgage Research Center | 2 | 5 |
| Cadence Bank | 2 | 2 |
| FirstTrust Home Loans | 1 | 1 |
| Bank of Commerce | 1 | 1 |
| Affinity Federal Credit Union | 1 | 1 |
| Mutual Federal Credit Unon | 1 | 1 |
| loanDepot.com LLC | 1 | 4 |
| PriorityOne Bank | 1 | 3 |
| Newrez LLC | 1 | 2 |
| Stockton Mortgage Corporation | 1 | 1 |
| Regions Bank | 1 | 6 |
| Wells Fargo Bank NA | 1 | 1 |
| Trustmark Bank | 0 | 1 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| MidFirst Bank | 0 | 0 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 112 | 43.2% of 95 decided |
| White | 38 | no rate: base under 50 |
| 2 or more minority races | under 10 | |
| Race Not Available | 19 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 137 | 43.0% of 121 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 47 | no rate: base under 50 |
| Female | 64 | 43.6% of 55 decided |
| Joint | 45 | no rate: base under 50 |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2822 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved