Mortgage lending in Lowndes County, Mississippi
Lenders in Lowndes County, Mississippi reported 1,955 mortgage applications for 2025, according to the CFPB.
1,955 mortgage applications and 1,063 loans originated in 2025; the denial rate was 25.6% of 1,558 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lowndes County, MS.
- 1,955
- Applications
- 1,063
- Loans originated
- 25.6%
- Denial rate
- 399 denied of 1,558 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,955 | 1,063 |
| 2024 | 1,747 | 981 |
| 2023 | 1,571 | 882 |
| 2022 | 2,020 | 1,155 |
| 2021 | 2,574 | 1,630 |
| 2020 | 2,469 | 1,559 |
| 2019 | 1,808 | 1,111 |
| 2018 | 1,702 | 1,059 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Renasant Bank | 122 | 168 |
| Cadence Bank | 103 | 147 |
| BankFirst Financial Services | 95 | 117 |
| Trustmark Bank | 62 | 99 |
| Mortgage Research Center | 54 | 112 |
| Magnolia Bank | 48 | 52 |
| Regions Bank | 45 | 115 |
| Rocket Mortgage | 44 | 65 |
| 21ST Mortgage | 32 | 129 |
| Cardinal Financial Company, Li | 29 | 50 |
| Geneva Financial LLC | 25 | 43 |
| Citizens National Bank of Meridian | 19 | 23 |
| United Wholesale Mortgage | 18 | 36 |
| Freedom Mortgage Corporation | 18 | 51 |
| Bank of Commerce | 17 | 21 |
| BPL Mortgage, LLC | 17 | 23 |
| Pennymac Loan Services LLC | 14 | 42 |
| Navy Federal Credit Union | 13 | 32 |
| Mortgage Investors Group | 13 | 14 |
| First Community Mortgage, Inc. | 12 | 17 |
| Land Home Financial Services, | 11 | 15 |
| Triad Financial Services, Inc. | 11 | 36 |
| Towne Mortgage Company | 11 | 17 |
| loanDepot.com LLC | 10 | 24 |
| Amerisave Mortgage Company | 10 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 15 | no rate: base under 50 |
| Black or African American | 637 | 40.2% of 483 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 935 | 18.0% of 766 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 330 | 19.3% of 270 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 44 | no rate: base under 50 |
| Not Hispanic or Latino | 1,532 | 26.6% of 1,220 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 356 | 21.0% of 286 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 727 | 27.0% of 566 decided |
| Female | 448 | 32.2% of 354 decided |
| Joint | 520 | 22.1% of 420 decided |
| Sex Not Available | 260 | 17.9% of 218 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1590 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved