Mortgage lending in Lauderdale County, Mississippi
Lenders in Lauderdale County, Mississippi reported 1,904 mortgage applications for 2025, according to the CFPB.
1,904 mortgage applications and 1,029 loans originated in 2025; the denial rate was 25.8% of 1,555 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lauderdale County, MS.
- 1,904
- Applications
- 1,029
- Loans originated
- 25.8%
- Denial rate
- 401 denied of 1,555 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,904 | 1,029 |
| 2024 | 1,777 | 898 |
| 2023 | 1,679 | 830 |
| 2022 | 1,975 | 1,052 |
| 2021 | 2,354 | 1,439 |
| 2020 | 2,200 | 1,358 |
| 2019 | 1,562 | 857 |
| 2018 | 1,535 | 901 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Trustmark Bank | 215 | 269 |
| Community Bank of Mississippi | 87 | 111 |
| Citizens National Bank of Meridian | 85 | 127 |
| Regions Bank | 53 | 114 |
| Mortgage Research Center | 51 | 84 |
| Rocket Mortgage | 49 | 77 |
| Bankplus | 42 | 55 |
| Navy Federal Credit Union | 35 | 62 |
| Triad Financial Services, Inc. | 27 | 94 |
| United Wholesale Mortgage | 27 | 53 |
| Great Southern Bank | 25 | 29 |
| 21ST Mortgage | 24 | 143 |
| First State Bank | 22 | 25 |
| The Citizens Bank | 21 | 26 |
| Freedom Mortgage Corporation | 18 | 28 |
| Renasant Bank | 15 | 19 |
| Magnolia Bank | 13 | 14 |
| Towne Mortgage Company | 11 | 13 |
| New Day Financial, LLC. | 11 | 35 |
| Cardinal Financial Company, Li | 10 | 10 |
| CSL Financial, LLC | 9 | 9 |
| Hope Federal Credit Union | 9 | 15 |
| Newrez LLC | 8 | 27 |
| First Community Mortgage, Inc. | 8 | 9 |
| New American Funding, LLC. | 7 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 21 | no rate: base under 50 |
| Black or African American | 600 | 32.5% of 499 decided |
| White | 989 | 21.7% of 802 decided |
| 2 or more minority races | under 10 | |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 273 | 24.8% of 222 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 57 | no rate: base under 50 |
| Not Hispanic or Latino | 1,517 | 25.2% of 1,243 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 313 | 25.8% of 252 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 710 | 24.9% of 553 decided |
| Female | 505 | 35.5% of 423 decided |
| Joint | 515 | 19.1% of 434 decided |
| Sex Not Available | 174 | 20.7% of 145 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2400 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved