Mortgage lending in Alcorn County, Mississippi
Lenders in Alcorn County, Mississippi reported 958 mortgage applications for 2025, according to the CFPB.
958 mortgage applications and 505 loans originated in 2025; the denial rate was 27.6% of 747 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Alcorn County, MS.
- 958
- Applications
- 505
- Loans originated
- 27.6%
- Denial rate
- 206 denied of 747 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 958 | 505 |
| 2024 | 831 | 456 |
| 2023 | 822 | 430 |
| 2022 | 1,001 | 529 |
| 2021 | 1,229 | 766 |
| 2020 | 1,074 | 606 |
| 2019 | 954 | 550 |
| 2018 | 910 | 568 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guaranty Bank & Trust Company | 57 | 82 |
| Cadence Bank | 57 | 80 |
| Renasant Bank | 42 | 66 |
| Rocket Mortgage | 39 | 51 |
| Stockton Mortgage Corporation | 37 | 48 |
| Trustmark Bank | 30 | 41 |
| Fort Financial Credit Union | 26 | 48 |
| CB&S Bank | 24 | 34 |
| Regions Bank | 23 | 52 |
| Mortgage Research Center | 14 | 24 |
| Freedom Mortgage Corporation | 8 | 18 |
| 21ST Mortgage | 8 | 60 |
| Triad Financial Services, Inc. | 7 | 21 |
| United Wholesale Mortgage | 7 | 13 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 31 |
| Cardinal Financial Company, Li | 6 | 6 |
| Pennymac Loan Services LLC | 6 | 17 |
| Firstbank | 5 | 13 |
| loanDepot.com LLC | 4 | 8 |
| New American Funding, LLC. | 4 | 15 |
| First Community Mortgage, Inc. | 4 | 4 |
| Coastal Community Bank | 3 | 12 |
| Navy Federal Credit Union | 3 | 8 |
| Community Bank of Mississippi | 3 | 4 |
| Pentagon Federal Credit Union | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 67 | 37.0% of 54 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 766 | 25.7% of 603 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 99 | 36.1% of 72 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 814 | 25.3% of 640 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 114 | 41.0% of 83 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 348 | 25.0% of 264 decided |
| Female | 232 | 36.7% of 188 decided |
| Joint | 308 | 21.5% of 246 decided |
| Sex Not Available | 70 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2197 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved