Mortgage lending in Union County, Mississippi
Lenders in Union County, Mississippi reported 775 mortgage applications for 2025, according to the CFPB.
775 mortgage applications and 399 loans originated in 2025; the denial rate was 32.0% of 632 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Union County, MS.
- 775
- Applications
- 399
- Loans originated
- 32.0%
- Denial rate
- 202 denied of 632 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 775 | 399 |
| 2024 | 699 | 331 |
| 2023 | 699 | 349 |
| 2022 | 881 | 462 |
| 2021 | 1,070 | 670 |
| 2020 | 914 | 546 |
| 2019 | 796 | 441 |
| 2018 | 671 | 412 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Renasant Bank | 51 | 73 |
| Rocket Mortgage | 33 | 47 |
| Cadence Bank | 28 | 41 |
| Mortgage Investors Group | 19 | 22 |
| First Community Mortgage, Inc. | 17 | 19 |
| Regions Bank | 17 | 43 |
| Triad Financial Services, Inc. | 13 | 28 |
| Pennymac Loan Services LLC | 12 | 18 |
| Bank of Holly Springs | 11 | 14 |
| Community Bank of Mississippi | 11 | 13 |
| Magnolia Bank | 11 | 12 |
| 21ST Mortgage | 11 | 101 |
| Flagstar Bank NA | 11 | 11 |
| Guaranty Bank & Trust Company | 10 | 13 |
| Bankplus | 9 | 14 |
| BankFirst Financial Services | 8 | 9 |
| Mortgage Research Center | 7 | 13 |
| Premier Mortgage Resources, LLC | 6 | 8 |
| Southwest Funding LP | 5 | 7 |
| Nationstar Mortgage | 5 | 7 |
| Firstbank | 5 | 12 |
| Cardinal Financial Company, Li | 5 | 5 |
| Liberty Federal Credit Union | 4 | 10 |
| loanDepot.com LLC | 4 | 11 |
| Freedom Mortgage Corporation | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 83 | 55.6% of 63 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 573 | 28.1% of 480 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 96 | 32.9% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 23 | no rate: base under 50 |
| Not Hispanic or Latino | 646 | 31.6% of 535 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 90 | 35.7% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 276 | 30.9% of 217 decided |
| Female | 170 | 40.9% of 137 decided |
| Joint | 263 | 27.4% of 226 decided |
| Sex Not Available | 66 | 32.7% of 52 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1782 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved