Mortgage lending in Simpson County, Mississippi
Lenders in Simpson County, Mississippi reported 915 mortgage applications for 2025, according to the CFPB.
915 mortgage applications and 418 loans originated in 2025; the denial rate was 35.1% of 755 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Simpson County, MS HUD Metro FMR Area.
- 915
- Applications
- 418
- Loans originated
- 35.1%
- Denial rate
- 265 denied of 755 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 915 | 418 |
| 2024 | 861 | 411 |
| 2023 | 891 | 370 |
| 2022 | 1,057 | 401 |
| 2021 | 1,094 | 480 |
| 2020 | 931 | 456 |
| 2019 | 715 | 363 |
| 2018 | 725 | 391 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Trustmark Bank | 58 | 71 |
| Peoples Bank | 45 | 59 |
| PriorityOne Bank | 44 | 67 |
| 21ST Mortgage | 25 | 134 |
| Guild Mortgage Company | 21 | 27 |
| Triad Financial Services, Inc. | 21 | 76 |
| Rocket Mortgage | 20 | 28 |
| Cadence Bank | 18 | 26 |
| Community Bank of Mississippi | 17 | 22 |
| United Wholesale Mortgage | 14 | 25 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 59 |
| Mortgage Research Center | 7 | 17 |
| American Mortgage Bank | 6 | 13 |
| Hope Federal Credit Union | 6 | 7 |
| Copiah Bank | 6 | 6 |
| Stockton Mortgage Corporation | 6 | 9 |
| Cardinal Financial Company, Li | 6 | 7 |
| Regions Bank | 6 | 32 |
| Newrez LLC | 5 | 11 |
| Pennymac Loan Services LLC | 5 | 6 |
| Southwest Stage Funding LLC | 4 | 11 |
| Union Home Mortgage Corp. | 4 | 5 |
| Ferguson Federal Credit Union | 3 | 6 |
| New American Funding, LLC. | 3 | 12 |
| Freedom Mortgage Corporation | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 280 | 55.1% of 227 decided |
| White | 550 | 24.4% of 458 decided |
| Joint | under 10 | |
| Race Not Available | 77 | 37.5% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 785 | 33.6% of 646 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 113 | 44.8% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 333 | 31.6% of 278 decided |
| Female | 260 | 43.3% of 208 decided |
| Joint | 270 | 32.2% of 227 decided |
| Sex Not Available | 52 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2404 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved