Mortgage lending in Hinds County, Mississippi
Lenders in Hinds County, Mississippi reported 6,999 mortgage applications for 2025, according to the CFPB.
6,999 mortgage applications and 3,572 loans originated in 2025; the denial rate was 30.3% of 5,587 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson, MS HUD Metro FMR Area.
- 6,999
- Applications
- 3,572
- Loans originated
- 30.3%
- Denial rate
- 1,693 denied of 5,587 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,999 | 3,572 |
| 2024 | 6,620 | 3,404 |
| 2023 | 6,097 | 3,093 |
| 2022 | 7,255 | 3,741 |
| 2021 | 9,215 | 5,272 |
| 2020 | 7,966 | 4,674 |
| 2019 | 6,669 | 3,718 |
| 2018 | 5,945 | 3,346 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Trustmark Bank | 495 | 714 |
| Cadence Bank | 294 | 538 |
| Bankplus | 264 | 372 |
| Community Bank of Mississippi | 239 | 319 |
| Regions Bank | 228 | 692 |
| United Wholesale Mortgage | 199 | 311 |
| Rocket Mortgage | 172 | 288 |
| American Mortgage Bank | 169 | 244 |
| BPL Mortgage, LLC | 108 | 164 |
| Renasant Bank | 79 | 139 |
| Mortgage Research Center | 71 | 150 |
| Guild Mortgage Company | 61 | 88 |
| Hope Federal Credit Union | 60 | 93 |
| PriorityOne Bank | 60 | 73 |
| DHI Mortgage Company, LTD. | 31 | 66 |
| Pennymac Loan Services LLC | 30 | 81 |
| Story Bank DBA Story Financial Partners | 28 | 43 |
| New American Funding, LLC. | 28 | 94 |
| Origin Bank | 28 | 42 |
| Freedom Mortgage Corporation | 27 | 80 |
| Navy Federal Credit Union | 23 | 80 |
| BankFirst Financial Services | 23 | 29 |
| Mortgage Investors Group | 23 | 24 |
| Liberty Federal Credit Union | 22 | 45 |
| loanDepot.com LLC | 22 | 58 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 140 | 23.9% of 117 decided |
| Black or African American | 3,282 | 41.1% of 2,613 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,897 | 16.4% of 1,588 decided |
| 2 or more minority races | 20 | no rate: base under 50 |
| Joint | 37 | no rate: base under 50 |
| Race Not Available | 1,597 | 25.2% of 1,203 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 145 | 29.1% of 117 decided |
| Not Hispanic or Latino | 5,150 | 31.3% of 4,179 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,654 | 26.7% of 1,247 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,338 | 31.2% of 1,850 decided |
| Female | 2,129 | 38.3% of 1,717 decided |
| Joint | 1,295 | 23.4% of 1,093 decided |
| Sex Not Available | 1,237 | 21.8% of 927 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2581 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved