Mortgage lending in Stone County, Mississippi
Lenders in Stone County, Mississippi reported 698 mortgage applications for 2025, according to the CFPB.
698 mortgage applications and 335 loans originated in 2025; the denial rate was 30.4% of 533 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Stone County, MS HUD Metro FMR Area.
- 698
- Applications
- 335
- Loans originated
- 30.4%
- Denial rate
- 162 denied of 533 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 698 | 335 |
| 2024 | 625 | 320 |
| 2023 | 630 | 297 |
| 2022 | 644 | 291 |
| 2021 | 775 | 352 |
| 2020 | 695 | 360 |
| 2019 | 581 | 302 |
| 2018 | 517 | 246 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank of Wiggins | 32 | 32 |
| Rocket Mortgage | 27 | 35 |
| Keesler Federal Credit Union | 25 | 51 |
| Triad Financial Services, Inc. | 18 | 42 |
| CMG Mortgage Inc | 15 | 17 |
| 21ST Mortgage | 14 | 76 |
| Cadence Bank | 12 | 20 |
| Renasant Bank | 11 | 17 |
| loanDepot.com LLC | 11 | 17 |
| Mortgage Research Center | 11 | 23 |
| Trustmark Bank | 10 | 13 |
| Community Bank of Mississippi | 10 | 14 |
| New American Funding, LLC. | 9 | 20 |
| Freedom Mortgage Corporation | 8 | 18 |
| Regions Bank | 8 | 11 |
| United Wholesale Mortgage | 7 | 16 |
| Navy Federal Credit Union | 6 | 16 |
| Newrez LLC | 6 | 11 |
| The Peoples Bank | 5 | 11 |
| Gulf Coast Community Federal Credit Union | 5 | 5 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 41 |
| Guild Mortgage Company | 5 | 8 |
| Magnolia Bank | 5 | 5 |
| Pennymac Loan Services LLC | 5 | 7 |
| FNB Picayune Bank | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 64 | no rate: base under 50 |
| White | 553 | 29.7% of 427 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 60 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 582 | 30.7% of 450 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 99 | 27.9% of 68 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 265 | 31.3% of 195 decided |
| Female | 150 | 43.4% of 122 decided |
| Joint | 245 | 22.8% of 193 decided |
| Sex Not Available | 38 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1591 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved