Mortgage lending in Panola County, Mississippi
Lenders in Panola County, Mississippi reported 1,239 mortgage applications for 2025, according to the CFPB.
1,239 mortgage applications and 558 loans originated in 2025; the denial rate was 36.0% of 980 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Panola County, MS.
- 1,239
- Applications
- 558
- Loans originated
- 36.0%
- Denial rate
- 353 denied of 980 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,239 | 558 |
| 2024 | 1,112 | 472 |
| 2023 | 1,059 | 431 |
| 2022 | 1,252 | 511 |
| 2021 | 1,472 | 703 |
| 2020 | 1,253 | 634 |
| 2019 | 942 | 501 |
| 2018 | 917 | 488 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Security Bank | 44 | 61 |
| Guaranty Bank & Trust Company | 41 | 58 |
| Rocket Mortgage | 31 | 47 |
| 21ST Mortgage | 31 | 188 |
| Trustmark Bank | 26 | 36 |
| Union Home Mortgage Corp. | 26 | 34 |
| Cadence Bank | 25 | 37 |
| Triad Financial Services, Inc. | 22 | 75 |
| Regions Bank | 21 | 60 |
| Planters Bank and Trust Company | 20 | 22 |
| Bankplus | 20 | 25 |
| BankFirst Financial Services | 17 | 19 |
| Cardinal Financial Company, Li | 14 | 18 |
| Firstbank | 12 | 41 |
| Renasant Bank | 11 | 20 |
| Mortgage Research Center | 10 | 22 |
| Fairway Independent Mort Corp | 8 | 12 |
| Nations Lending Corporation | 7 | 8 |
| Southwest Stage Funding LLC | 7 | 20 |
| Navy Federal Credit Union | 7 | 13 |
| loanDepot.com LLC | 7 | 16 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 93 |
| Premier Mortgage Resources, LLC | 6 | 9 |
| New American Funding, LLC. | 6 | 15 |
| Nationstar Mortgage | 6 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 516 | 52.1% of 399 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 585 | 23.3% of 473 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 126 | 33.7% of 98 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,041 | 35.1% of 830 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 171 | 41.1% of 129 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 363 | 37.0% of 273 decided |
| Female | 415 | 45.9% of 329 decided |
| Joint | 380 | 26.4% of 315 decided |
| Sex Not Available | 81 | 28.6% of 63 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2012 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved