Mortgage lending in Hancock County, Mississippi
Lenders in Hancock County, Mississippi reported 2,204 mortgage applications for 2025, according to the CFPB.
2,204 mortgage applications and 1,223 loans originated in 2025; the denial rate was 25.7% of 1,784 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gulfport-Biloxi, MS HUD Metro FMR Area.
- 2,204
- Applications
- 1,223
- Loans originated
- 25.7%
- Denial rate
- 459 denied of 1,784 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,204 | 1,223 |
| 2024 | 2,054 | 1,053 |
| 2023 | 1,957 | 976 |
| 2022 | 2,638 | 1,381 |
| 2021 | 3,079 | 1,772 |
| 2020 | 2,655 | 1,538 |
| 2019 | 2,072 | 1,170 |
| 2018 | 1,823 | 1,026 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Keesler Federal Credit Union | 114 | 224 |
| CMG Mortgage Inc | 76 | 111 |
| Hancock Whitney Bank | 65 | 101 |
| Rocket Mortgage | 64 | 98 |
| United Wholesale Mortgage | 41 | 68 |
| Regions Bank | 39 | 80 |
| Community Bank of Mississippi | 36 | 45 |
| Navy Federal Credit Union | 32 | 58 |
| Mortgage Research Center | 30 | 70 |
| Freedom Mortgage Corporation | 28 | 53 |
| Trustmark Bank | 25 | 33 |
| Renasant Bank | 25 | 34 |
| Bankplus | 24 | 31 |
| Cadence Bank | 24 | 36 |
| DSLD Mortgage LLC | 21 | 27 |
| Primelending | 20 | 28 |
| New American Funding, LLC. | 19 | 36 |
| GMFS, LLC | 19 | 30 |
| Magnolia Bank | 18 | 21 |
| Crosscountry Mortgage, LLC | 18 | 27 |
| FNB Picayune Bank | 17 | 19 |
| Gulf Coast Bank and Trust | 16 | 18 |
| Triad Financial Services, Inc. | 16 | 40 |
| Planet Home Lending, LLC | 14 | 17 |
| Guild Mortgage Company | 14 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | 14 | no rate: base under 50 |
| Black or African American | 95 | 41.8% of 79 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,734 | 25.1% of 1,424 decided |
| 2 or more minority races | under 10 | |
| Joint | 24 | no rate: base under 50 |
| Race Not Available | 317 | 25.6% of 238 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 53 | no rate: base under 50 |
| Not Hispanic or Latino | 1,791 | 25.8% of 1,458 decided |
| Joint | withheld | |
| Ethnicity Not Available | 322 | 24.2% of 248 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 826 | 26.7% of 677 decided |
| Female | 481 | 36.9% of 390 decided |
| Joint | 701 | 16.9% of 574 decided |
| Sex Not Available | 196 | 25.9% of 143 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1150 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved