Mortgage lending in Bolivar County, Mississippi
Lenders in Bolivar County, Mississippi reported 525 mortgage applications for 2025, according to the CFPB.
525 mortgage applications and 274 loans originated in 2025; the denial rate was 30.2% of 424 applications decided. The median loan was about $130,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bolivar County, MS.
- 525
- Applications
- 274
- Loans originated
- 30.2%
- Denial rate
- 128 denied of 424 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 525 | 274 |
| 2024 | 512 | 262 |
| 2023 | 541 | 267 |
| 2022 | 638 | 329 |
| 2021 | 843 | 458 |
| 2020 | 727 | 420 |
| 2019 | 611 | 356 |
| 2018 | 619 | 342 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Planters Bank and Trust Company | 53 | 68 |
| Cadence Bank | 36 | 41 |
| Guaranty Bank & Trust Company | 20 | 30 |
| Renasant Bank | 17 | 20 |
| Rocket Mortgage | 15 | 28 |
| Southern Bancorp Bank | 9 | 19 |
| Bankplus | 9 | 12 |
| Baxter Credit Union | 8 | 22 |
| Navy Federal Credit Union | 7 | 13 |
| Fidelity Bank | 6 | 8 |
| Guild Mortgage Company | 4 | 5 |
| Crosscountry Mortgage, LLC | 4 | 4 |
| Regions Bank | 4 | 27 |
| Trustmark Bank | 3 | 4 |
| First Colony Mortgage Corporat | 3 | 5 |
| Community Bank of Mississippi | 3 | 3 |
| Mortgage Research Center | 3 | 11 |
| New American Funding, LLC. | 3 | 12 |
| Freedom Mortgage Corporation | 3 | 4 |
| Magnolia Bank | 3 | 4 |
| Peoples Bank | 2 | 3 |
| Bank Of Yazoo | 2 | 3 |
| Click n' Close, Inc. | 2 | 3 |
| Triad Financial Services, Inc. | 2 | 10 |
| PriorityOne Bank | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 205 | 47.1% of 157 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 215 | 12.7% of 181 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 86 | 29.6% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 11 | no rate: base under 50 |
| Not Hispanic or Latino | 407 | 29.1% of 333 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 100 | 32.9% of 79 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 145 | 30.8% of 120 decided |
| Female | 165 | 35.7% of 129 decided |
| Joint | 147 | 25.8% of 120 decided |
| Sex Not Available | 68 | 25.4% of 55 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2296 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved