Mortgage lending in Rankin County, Mississippi
Lenders in Rankin County, Mississippi reported 6,985 mortgage applications for 2025, according to the CFPB.
6,985 mortgage applications and 4,363 loans originated in 2025; the denial rate was 20.6% of 5,836 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson, MS HUD Metro FMR Area.
- 6,985
- Applications
- 4,363
- Loans originated
- 20.6%
- Denial rate
- 1,200 denied of 5,836 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,985 | 4,363 |
| 2024 | 6,479 | 3,972 |
| 2023 | 6,118 | 3,730 |
| 2022 | 7,613 | 4,664 |
| 2021 | 11,032 | 7,290 |
| 2020 | 10,273 | 7,049 |
| 2019 | 7,277 | 4,832 |
| 2018 | 6,349 | 4,313 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Trustmark Bank | 656 | 842 |
| Community Bank of Mississippi | 412 | 529 |
| Cadence Bank | 395 | 554 |
| Rocket Mortgage | 228 | 319 |
| Bankplus | 201 | 253 |
| Regions Bank | 168 | 402 |
| American Mortgage Bank | 164 | 216 |
| United Wholesale Mortgage | 155 | 200 |
| Guild Mortgage Company | 142 | 203 |
| PriorityOne Bank | 130 | 158 |
| Renasant Bank | 108 | 151 |
| Mortgage Research Center | 67 | 135 |
| Planet Home Lending, LLC | 51 | 62 |
| Keesler Federal Credit Union | 48 | 120 |
| Origin Bank | 48 | 61 |
| Pennymac Loan Services LLC | 47 | 102 |
| Union Home Mortgage Corp. | 46 | 53 |
| DHI Mortgage Company, LTD. | 45 | 77 |
| Freedom Mortgage Corporation | 44 | 107 |
| Firstbank | 40 | 98 |
| Stockton Mortgage Corporation | 39 | 57 |
| Newrez LLC | 38 | 94 |
| BankFirst Financial Services | 37 | 39 |
| New American Funding, LLC. | 36 | 77 |
| Mortgage Investors Group | 36 | 37 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | 153 | 19.5% of 123 decided |
| Black or African American | 1,205 | 32.1% of 988 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,666 | 17.7% of 3,961 decided |
| 2 or more minority races | under 10 | |
| Joint | 75 | 24.6% of 57 decided |
| Race Not Available | 852 | 19.8% of 677 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 156 | 25.2% of 127 decided |
| Not Hispanic or Latino | 5,861 | 20.5% of 4,921 decided |
| Joint | 82 | 28.4% of 67 decided |
| Ethnicity Not Available | 886 | 19.6% of 721 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,245 | 20.6% of 1,851 decided |
| Female | 1,903 | 26.8% of 1,584 decided |
| Joint | 2,252 | 16.5% of 1,919 decided |
| Sex Not Available | 585 | 16.4% of 482 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1265 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved