Mortgage lending in Wayne County, Mississippi
Lenders in Wayne County, Mississippi reported 625 mortgage applications for 2025, according to the CFPB.
625 mortgage applications and 217 loans originated in 2025; the denial rate was 48.6% of 525 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wayne County, MS.
- 625
- Applications
- 217
- Loans originated
- 48.6%
- Denial rate
- 255 denied of 525 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 625 | 217 |
| 2024 | 551 | 200 |
| 2023 | 457 | 181 |
| 2022 | 549 | 196 |
| 2021 | 648 | 291 |
| 2020 | 638 | 315 |
| 2019 | 424 | 208 |
| 2018 | 352 | 176 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First State Bank | 29 | 35 |
| Triad Financial Services, Inc. | 26 | 92 |
| 21ST Mortgage | 23 | 132 |
| Community Bank of Mississippi | 17 | 22 |
| Rocket Mortgage | 12 | 23 |
| Bankplus | 9 | 13 |
| Cadence Bank | 9 | 19 |
| Trustmark Bank | 7 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 32 |
| Great Southern Bank | 5 | 5 |
| CSL Financial, LLC | 4 | 4 |
| Hope Federal Credit Union | 4 | 4 |
| First Community Mortgage, Inc. | 4 | 4 |
| Mortgage Investors Group | 4 | 4 |
| Mortgage Research Center | 3 | 6 |
| Tammac Holdings Corporation | 3 | 38 |
| Freedom Mortgage Corporation | 3 | 8 |
| Sunbelt Federal Credit Union | 2 | 3 |
| Renasant Bank | 2 | 4 |
| First Colony Mortgage Corporat | 2 | 5 |
| Land Home Financial Services, | 2 | 2 |
| New American Funding, LLC. | 2 | 9 |
| CMG Mortgage Inc | 2 | 3 |
| Keesler Federal Credit Union | 2 | 7 |
| Firstbank | 2 | 35 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 264 | 62.6% of 222 decided |
| White | 316 | 40.0% of 265 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 36 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 538 | 47.6% of 454 decided |
| Joint | withheld | |
| Ethnicity Not Available | 67 | 52.8% of 53 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 211 | 37.6% of 173 decided |
| Female | 212 | 63.4% of 183 decided |
| Joint | 173 | 46.6% of 146 decided |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2703 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved